ICICI Securities, Motilal Oswal, Zerodha, Kuvera… Be a full-fledged broking house or a discount broker, all are being too ambitious and competing to offer overseas trading facilities at minimal cost. Courtesy to new generation platforms like Vested Finance or interactive brokers, savvy investors are jumping in to tap this opportunity. Let’s rewind back to 2009, […]
Financial Planning
Different types of Traditional Life Insurance Plans | Which one should you buy?
Insurance is a contract which provides protection against a possible eventuality or risk. So, insurance in its purest form is an expense rather than an investment. Broadly speaking, life insurance can be categorized as a ‘pure risk’ coverage plan and the other, which is a combination of insurance and savings (investment) component. I believe, most of […]
What is an Uncorrelated Investment Portfolio? | Importance of Non-correlated Assets in Portfolio Diversification
Stocks, Mutual Funds, Fixed Deposits, Bonds, Real estate, Gold etc., are various Asset Classes that are popular among the investor community. All of us would like to invest in as many Asset classes as possible. Am I right? But why? Because, we want to spread our Capital across different asset classes to reduce the overall […]
My list of Top Fee-only Financial Planners in India (Part-4) | Based on my interactions & observations
Financial Planning is a very noble profession. I rate financial planning profession on par with other sacred professions like medicine and teaching. The main responsibilities of a financial planner are to improve his/her clients’ financial health and also to wipe out financial illiteracy. Hence, I always believed that a financial planners’ work is as noble as doctors or teachers. So, finding a competent […]
Are you Saving for your Cash, Care & Crash Funds?
A financial plan is a road-map to achieve your life’s financial goals. These goals can be planned ones like – your retirement goal, Kid’s education goal, vacation planning, purchase of house etc., All of us do try to save and invest in one way or the other for these planned goals. But, Life is full of If’s and But’s. Not […]
What is Streedhan? – Meaning & Constituents | How can Women protect it?
The Hindu Law has certain concepts like HUF (Hindu Undivided Family), Karta, Succession rules, Streedhan etc., These were created for smooth functioning of the Household and aimed at protecting the interest of different members of the family. The concept of Streedhan refers to the right of (hindu) women about the Wealth that belongs only to […]