The Reserve Bank of India (RBI) has been cutting the key policy rates to mitigate Covid-19 impact. Also, most of the banks and financial institutions have already been reducing the interest rates on their deposits schemes. So, as widely anticipated, the central Govt had previously announced a .......Continue Reading.....
Cost Inflation Index FY 2021-22 / AY 2022-23
Last updated: By Sreekanth Reddy

The cost of inflation index (CII) for the financial year 2021-22 has been notified by the Ministry of Finance. The ministry has set the Cost Inflation Index FY 202-22 as 317. For the previous FY 2020-21, CII value was 301. The rate of inflation for indexation purposes is specified by the Indian .......Continue Reading.....
New EPF Rules 2021 | Latest Amendments
Last updated: By Sreekanth Reddy

We are all aware that Budget 2021 (The Finance Bill 2021) has introduced one of the key amendments to the EPF Act. As per this amendment, from 1st April 2021 onwards, the interest on any contribution above Rs. 2.5 lakh by an employee to a recognized provident fund is .......Continue Reading.....
Latest Post Office Small Saving Schemes Interest rates Apr – Jun 2021 | Q1 of FY 2021-22
Last updated: By Sreekanth Reddy

The Reserve Bank of India (RBI) has been cutting the key policy rates to mitigate Covid-19 impact. Also, most of the banks and financial institutions have already been reducing the interest rates on their deposits schemes. So, as widely anticipated, the central Govt had previously announced a .......Continue Reading.....
LIC Bachat Plus – Features, Review & Return Calculation
Last updated: By Sreekanth Reddy

It’s that time of the year when you have to submit the Investment Proofs (Tax saving investments) to your employers. It is also the right time for most of the Life Insurance / Financial advisors to push financial products in the name of tax benefit and insurance cover. LIC has launched its second .......Continue Reading.....
Latest TDS Rates FY 2021-22 | TDS Rate Table for AY 2022-23
Last updated: By Sreekanth Reddy

We receive income through different ways, it can be your Salary, Dividend income from mutual funds or stocks, commission, rent, interest on your Bank Fixed Deposits / Securities etc., The providers of these incomes (like your company / bank) can deduct a certain percentage of income as TDS (Tax .......Continue Reading.....
LIC Bima Jyoti Plan – Features, Review & Return Calculation
Last updated: By Sreekanth Reddy

It’s that time of the year when you have to submit the Investment Proofs (Tax saving investments) to your employers. It is also the right time for most of the Life Insurance / Financial advisors to push financial products in the name of tax benefit and insurance cover. LIC has launched its first .......Continue Reading.....
Important & Comprehensive list of Budget 2021-22 Proposals related to Personal Finance | W.e.f AY 2022-23
Last updated: By Sreekanth Reddy

Union finance minister Smt Nirmala Sitharaman presented the Union Budget 2021 in Parliament on Monday (02-Feb-2021). The finance minister provided a major boost to healthcare and infrastructure sectors in Union Budget 2021. There was no change in Income Tax slabs this .......Continue Reading.....
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Cost Inflation Index FY 2020-21 / AY 2021-22
Latest BDA Plots E-auction 2020-21 | Details & Online Procedure
Cost Inflation Index FY 2019-20 / AY 2020-21
How to save Tax on Rental Income in India?
Is Rs 1.5 lakh additional Home Loan Tax Deduction really beneficial? | New Section 80EEA
Budget 2019 – Rs 1.5 lakh Additional Income Tax deduction on affordable home loans | Section 80EEA
What is Repo Linked Lending Rate (RLLR)? Will it be beneficial to the Borrowers? | Definition, components & review
Financial Planning
List of Best Investment Options in India
Retirement Planning in 3 Easy steps
Calculate how much you need to invest for your Kid’s Education
5 Personal Financial Mistakes that I have committed…!
National Pension Scheme (NPS) – Why it is not a good Investment Option?
My 6 Core Personal Financial Planning principles!
My Latest Mutual Fund Portfolio | My Equity MF Picks
Tax Treatment of various Financial Investments
Financial Planning & E.I.N.S.T.E.I.N (Albert Einstein)
Employees’ Pension Scheme – Amendments and new benefits

About ReLakhs
ReLakhs.com is a blog on personal finances. The main aim is to present the information on financial products in a simple, unbiased and easy to understand manner . This blog covers wide array of personal finance topics like insurance,home loans,banking services,mutual funds,tax planning,stock .......Continue Reading.....