The interest rates on Bank fixed deposits may have touched the lowest levels and the interest rates on popular small savings schemes are not very attractive either. Also, Tax Free Bond Issues are not available now. This is inducing many small investors to look out for better fixed income products Continue Reading.....
Best Mutual Funds 2018-19 | Top Equity Funds post SEBI’s Reclassification
Mutual Funds are the best tools for long term wealth creation. We have thousands of mutual fund schemes to choose from. But, the challenge is to identify the right and top performing mutual funds that can help you in achieving your Financial Goals.Thanks to SEBI’s new norms regarding Mutual Fund Continue Reading.....
DHFL NCDs May 2018 Public Issue : Details & Review
The interest rates on Bank fixed deposits may have touched the lowest levels and the interest rates on popular small savings schemes are not very attractive either. Also, Tax Free Bond Issues are not available now. This is inducing many small investors to look out for better fixed income products Continue Reading.....
The Changing Face of Lending in India | Small Business Loans
Growing a small business can seem like a Herculean Effort. Between focusing on sales, providing customer service and managing inventory, a businessman can feel overwhelmed. In a competitive marketplace, every businessman is concerned about growing his business and keeping up with his Continue Reading.....
Can you take a Home Loan and also Claim LTCG Tax Exemption on Sale of Real-Estate Property?
Home ownership in India has always been a big dream. To realize this long-cherished dream, a home buyer may either acquire the property through a home loan (or) invest huge sums of money in the property, in most of the cases this can be his/her life-long savings.Considering the easy availability Continue Reading.....
What if the RBI hikes interest rates? | RBI’s Rate hike – Its Impact on the Economy & Personal Finances
One of the primary functions of the RBI is to control the supply of money in the economy and also ‘the cost of credit.’ Meaning, how much money is available for the industry or the economy and what is the price that the economy has to pay to borrow that money. ‘Availability of money’ is nothing but Continue Reading.....
Best performing NPS Funds 2018 – Top NPS Fund Managers – Best NPS Fund Returns
NPS (National Pension Scheme) is one the very popular investment products in India. It is estimated that the Government employees contribute about 87% of the Rs. 2.3 lakh crore ($35 billion) overseen by the NPS, which started in 2004 and which was later opened to all citizens for voluntary Continue Reading.....
My List of popular Fee-only Financial Planners | Based on my interactions & observations
It’s been close to 10 years that I have been self-employed in ‘Personal finances’ field. I had donned the role of a trainer cum financial planner for the first five years and a blogger for the last 4 years.I like both roles as they give immense opportunities to meet many people, understand their Continue Reading.....
About ReLakhs
ReLakhs.com is a blog on personal finances. The main aim is to present the information on financial products in a simple,unbiased and easy to understand manner .This blog covers wide array of personal finance topics like insurance,home loans,banking services,mutual funds,tax planning,stock Continue Reading.....