The interest rates on Bank fixed deposits may have touched the lowest levels (showing signs of an up-tick now) and the interest rates on popular small savings schemes are not very attractive either. Also, Tax Free Bond Issues are not available now. This is inducing many small investors to look .......Continue Reading.....
IRDA Claim Settlement Ratio 2017-18 Data | Top 10 Life Insurance Companies based on CSR
Insurance Regulatory Development Authority (IRDA) has recently released its Annual report for 2017-2018. Based on the annual report, I had listed down Top 10 Best best Life Insurance companies. The criteria for the selection is Individual Death Claim Settlement Ratio 2017-18.What is Death .......Continue Reading.....
Latest Health Insurance Incurred Claims Ratio 2017-18 | Best Health Insurance Companies List
Every year, IRDA (Insurance Regulatory & Development Authority) publishes Incurred Claims Ratio (ICR) data in its annual report. ICR is one of important factors that you can consider when shortlisting a health insurance plan.What is Incurred Claims Ratio (ICR)?Incurred .......Continue Reading.....
Best NPS Funds 2019 – Top NPS Fund Managers
NPS (National Pension Scheme) is one of the very popular Pension oriented products in India. It is estimated that the Government employees (Central / State) contribute about 86% of the Rs. 2.75 lakh crore overseen by the NPS, which started in 2004 and which was later opened to all citizens .......Continue Reading.....
LIC New Plans list 2018-19 : Features, Review & Snapshot of all the Plans
LIC has launched 2 new plans in the calendar year 2018. In this post I have tried to list down the important features, details and my recommendations on all LIC New Plans that were launched in 2018-2019.From January 2018 to December 2018, LIC has launched one Money-back plan and .......Continue Reading.....
When & why to keep ‘Cash on hand’? | Is cash King?
Cash is the most liquid asset that you can own. Cash is the only asset class that will guarantee you a return of principal in the short run.Although cash typically refers to money in hand, the term can also be used to indicate money in banking accounts, Cheques or any other form .......Continue Reading.....
Best ELSS Mutual Funds to invest in 2019 & beyond | Why to Pick ELSS Funds for Tax Saving?
In the past couple of years, mutual funds have gained huge popularity in India and the major credit for that goes to the exceptional performance provided by these schemes & the huge variety of options available for investments. The popularity of the mutual fund industry can be observed from the .......Continue Reading.....
Shriram Transport Finance NCD Jan 2019 Public Issue : Details & Review
The interest rates on Bank fixed deposits may have touched the lowest levels (showing signs of an up-tick now) and the interest rates on popular small savings schemes are not very attractive either. Also, Tax Free Bond Issues are not available now. This is inducing many small investors to look .......Continue Reading.....
About ReLakhs
ReLakhs.com is a blog on personal finances. The main aim is to present the information on financial products in a simple,unbiased and easy to understand manner .This blog covers wide array of personal finance topics like insurance,home loans,banking services,mutual funds,tax planning,stock .......Continue Reading.....