‘The Stock market index (Sensex/Nifty) has been performing well, but, my Mutual Fund has relatively not been performing well.’ ‘The market has been stable, but, my fund is in deep red.’ We often hear these sentences from mutual fund or equity investors. The ideal scenario where-in every an investor would like to be in is […]
Mutual Funds
How to adjust Short Term Capital Gains against the Basic Exemption Limit? | Tax Rules & Examples
Capital asset typically refers to anything an individual owns for personal or investment purposes. It includes all kinds of property, movable or immovable, tangible intangible, fixed or circulating. Capital assets are further classified as Financial assets and non-financial assets. Financial assets are intangible and represent the monetary value of a physical item. Stocks (Shares) and equity […]
Top 5 Best Aggressive Hybrid Equity Funds (Balanced Equity Mutual Funds)
Mutual funds are primarily classified as either Equity or Debt, based on where the funds are invested. Equity funds primarily invest in stocks/shares and Debt funds primarily invest in Bonds, Government securities and Fixed interest bearing instruments. Whereas, Hybrid Funds invest in both equity and debt instruments. The Mutual Funds were further re-categorized by SEBI in 2018. They are […]
My Latest Mutual Fund Portfolio | My Equity MF Picks
Investing is easy! Figuring out ‘where to invest’ is the hard part. Irrespective of my quantum of earnings, I have been judiciously saving money for making investments. As I opined, it can be a challenging task to identify right financial investments. I too learnt the investment lessons the hard way only. I have been investing […]
Mutual Funds Taxation Rules FY 2019-20 (AY 2020-21) | Capital Gains Tax Rates Chart
Capital asset typically refers to anything that you own for personal or investment purposes. It includes all kinds of property; movable or immovable, tangible or intangible, fixed or circulating. Capital assets are further classified as Financial Assets and Non-Financial Assets. Financial assets are intangible and represent the monetary value of a physical item. Stocks (Shares) […]
What is Indexation of Mutual Funds and why is it important for you?
Your investment in long term debt funds should reap you good returns on maturity, right? But what if these returns come under the axe of tax? How do you stop that from happening? The simple answer to that is Indexation. Indexation is a financially prudent measure to reduce your tax obligations on your returns. You […]