Online EPF Withdrawal Facility : Details & Procedure

Online EPF Withdrawal facility has been one of the long-pending requests from the EPF members. At present, the turn around time to settle EPF withdrawal claims is around 30 days. In some cases, it goes beyond 30 days.

Online PF withdrawal facility can end the tedious paper work that it presently needs and make the process a lot simpler for EPF members. The EPFO has been planning to launch the online PF withdrawal facility for the last one year or so.

Good news is finally out.. Today, EPFO has released a press notice that henceforth all EPF Member’s who have activated their UAN and seeded their KYC (Aadhaar) with EPFO will be able to apply for below claims through employees UAN interface / portal directly ;

  • PF Final Settlement (Full PF withdrawal)
  • Pension Withdrawal Benefit (EPS withdrawal)  &
  • PF Part Withdrawal (PF Loan / advance)

The physical processing of the above three claims form around 80% of EFO’s workload (claim-processing). So, online PF withdrawal facility may prove to beneficial for both EPF members and EPFO’s employees.Online EPF withdrawal portal UAN Aadhar Bank account EPF online Claim EPS PF advance loan pic

Online EPF Withdrawal : Details & Procedure

Below are the pre-requisites to submit online PF claims ;

  • UAN & Mobile Number : To avail online EPF withdrawal facility, you should have activated your UAN (Universal Account Number) and the mobile number which is linked to your UAN should be in working condition.
  • Aadhar : Your Aadhar number should have been seeded in EPFO website.
  • Bank Account : Your bank account and its applicable IFSC Code should have been seeded with your UAN.
  • PAN : Permanent Account Number (PAN) should also been seeded in EPFO database for PF Final settlement claims in case your service is less than 5 years. (Read : ‘EPF Withdrawals & new TDS rules‘)

How to withdraw EPF & EPS balance online?

  • You need to login to UAN portal (member interface) with your credentials.UAN portal login for online EPF withdrawal url link Provident fund claim pic
  • Kindly check your KYC details whether they are correct and have been verified.
  • You have to select relevant withdrawal claim namely ; EPF full withdrawal (and / or) EPS withdrawal claim (or) EPF advance.EPF balance withdrawal online PF advance loan EPS online withdrawal procedure link url pic
  • You have to authenticate online PF claim using OTP (One-time password) received against the mobile registered with UIDAI (Unique Identification Authority of India) to complete the online claim submission. So, your mobile number linked to your UAN and Aadhar should be one and the same.
  • EPFO will get your e-KYC (Aadhaar) credentials from UIDAI and processes your online PF claim.

An EPF member can complete the whole process online. As per EPFO, for online withdrawal facility, there is no need to interact with your employer / EPFO staff. The claim submitted by you would flow in soft form to EPFO database where it will be processed and your bank account will be credited with the claim amount.

For online EPF partial withdrawal, you are not required to give any supporting documents. Member’s applying online will be taken as his / her self-declaration for preferring the advance claim.

EPFO says that with the launch of this online EPF withdrawal facility, the settlement of PF claims can happen within few hours. Let’s hope this new provision proves to be useful and beneficial to all the EPF members.

(Kindly note that for ‘Online EPF transfer’ & ‘EPS Withdrawals’, seeding of Aadhaar number to UAN is not mandatory.)


Latest Update (27-June-2018) : EPF Subscribers who resign from their service can now withdraw 75% of their total Provident Fund (PF) kitty after one month from the date of cessation of service. This will be considered as a Partial PF withdrawal (Advance).

Members will continue to have the choice of withdrawing the entire / balance amount, if they want to close the account, after two months , provided the member is unemployed and/or do not make any fresh PF contributions.
Currently, the EPF Scheme allows Final withdrawal (full withdrawal) only after two months from the date of cessation of employment of the members.


Continue reading related Articles :

(Post first published on : 01-May-2017) (Source & Reference : EPFO’s Press Release) 

Join our channels

  • Abhishek Chandra says:

    Locality in address can only have max 30 characters including alphabets, digits, spaces or special characters(&'(),-/).

    How tp get rid of this error while filling the e-nominee for

  • slot qq says:

    slot qq

    New Online EPF Withdrawal Facility for PF & EPS Claims

  • Mukesh Soni says:

    Hello Sir, I’m trying to submit my PF claim at unified portal since last 20 days but unable to do so. At final step after submitting the OTP it says ‘ unable to submit claim data due to some technical error, please try again later’. What could be the problem. Kindly let me know.

  • Utpal Dutta says:

    Sir,i retired in feb 2020 But i am not getting my pf as my date of birth in adhaar mismatches dob in service book.i am not able to correct dob of aadhaar as dob in adhaar editable only onece in lifetime.sir pls help me to get out of this problem.

  • P Sudhakar says:

    Sir:

    I will be 61 years in April 2021. My contributions towards EPF and EPS started in November 2013 and they are being reflected in Employees Pass Book regularly without any break. As on date, I am still working. During Corona pandemic last year in June 2020, I withdrew 90% of EPF before retirement. Since, I still have some balance amount in my EPF, I again applied for 90% advance before retirement, which was rejected for the reason, I have exceeded the permissible limits.

    Please advise on the following:

    EPF final settlement – Which form should I use?
    EPS amount withdrawal – Since I have completed only 8 years of service, I am eligible for full settlement of this amount accrued in EPS. Which form should I use?

    Who will approve EPF/EPS final settlement (May be employer). What is the criteria for applying. My KYC is current with EPFO. Is it online or offline.

    Per rule, employees crossing 60 years of age cease to contribute towards EPF/EPS, as I will be treated as a contract employee, but enjoying all benefits except EPF/EPS deduction. As I am still working, please advise on this status.

    Thanking you in advance and appreciate your time.

    • Sreekanth Reddy says:

      Dear Sudhakar ji,

      1 – Form 19 for EPF withdrawal claim
      2 – Form 10 C for EPS final settlement (withdrawal claim)

      You can apply through online mode (both EPF/EPS).

  • guest says:

    Hi Dear , Please help ,

    While I am applying for PF WITHDRAWL, at the last after getting the “VALIDATE OTP N SUBMIT CLAIM” I am getting below error.

    Noe:My UAN n Aadhar mobile no.s are SAME . All details are same.

    Error: Invalid key info in digital signature for e-KYC XML (it is either expired, or does not belong to the AUA or is not created by a well-known Certification Authority) And Claim Not Submitted On Portal, Please Try Again Later.

  • RRRRRRRR says:

    i also face one problem like Error while verifying service details ..please solve my problem …

  • MALUCHURU VIJAYA BHASKARA reddy says:

    since yesterday I am trying to upload my pension form 10d, but always I am getting a message ‘error while verifying service details. what should I do? maluchuru vijaya bhaskara reddy

    • Manoj says:

      Hello Vijaya Bhaskar,

      Was this resolved.. I’m facing the same error. Not sure why this happens.. Please let me know how if you were able to resolve.

  • JOICE says:

    WHILE APPLYING FOR PF ONLINE AT THE END A BUTTON IS THERE GET ADHAR OTP. WHEN I AM CLICKING ON THAT IT IS SHOWING ‘PLEASE TRY AGAIN LATER’. CAN YOU TELL ME WHY AND WHAT TO DO FOR THIS? SO I AM NOT ABLE TO DO ANYTHING.

  • swapna says:

    I have quit my job 60 days back and I could submit EPF withdrawal claim, but when I try to submit claim for EPS, getting message “total service is greater than or equal to 9.5 years or service length is less than 6 months.” I have 9.6 years total experience. Now what should I do about my EPS money? Kindly advise.

  • INDRANIL DASGUPTA says:

    Hey Sreekanth, what an amazing website and what a competent advisor that you are!!! Tell me how to resolve the E03: Scheme certificate does not exist or Invalid Scheme certificate number issue. I encountered the same while submitting Form 10D. Incidentally I believe the certificate no is same as my PF account no and I used the same number for certificate and submitted Form 19 successfully. Please assist me to resolve ASAP.

  • GIRIDHAR says:

    I have with drawn my 2nd company amount and the 1st comapny was pending since 2014. I tried to caim, but was able to see only 2nd comapny account while submiting the claim. Can you please suggest.

    • Neelakandan says:

      Hi Giridhar

      Ideally, you should have transferred 1st company PF first into the latest 2nd company. Then you could have withdrawn both amount together. As far as I know , you need to file offline claim thru your 1st employer

  • Parth Dhruvkumar Shah says:

    Hi Sreekanth , your posts are really helpful for me. I was able to use it and execute. Though there is one query , which i did not get answer anywhere. I have worked for 4 years with one employer & 4 months with the other employer. ( last job) . I can see both accounts and relevant balances in pass book . But under claim ( Form 19 – 31) , i am able to find only one account ( Last account). What should i do ?

    Note : I have not moved my old account under one account scheme.

    • Neelakandan says:

      You should file transfer claim of first company into second one,. Then file withdrawal claim for accumulated amount.

  • Nilay Basak says:

    Hi Sreekanth , I need one help . I have been trying to submit the Claim for PF + pension but After giving all the details , when I am clicking ” Validate OTP and Submit Claim Form” Its not working . I have tried several times with different browsers but had no luck . Why this is happening and why its not letting me to proceed ? Please suggest and help

  • Pratik says:

    Hi,
    I have to apply for epf withdrawal but for FORM 19,10C & 10D is not available there. My previous employer already updated the DOE.
    Please Help

  • rama says:

    i want a help regarding online pension form submission. i cant submit it online it need scheme certificate no and i dont hv the same.

  • kvg says:

    I am retired Senior Citizen (retired an 17 months back. My family pension portion is unsettled. Online submission for gives

    EPFO: Collect Online Claim Receipt
    Unable to reach CIDR servers. Url – 56 And claim not submitted on portal, Please try again later
    Validate OTP and Submit Claim Form
    Enter OTP *

    The above error is there always whenever I submit, I am trying since last few days. Please advise

  • Raju says:

    When I tried to raise claim, it shows error while aadhar authentication. Service not available, please try after some time.

  • >
    Scroll to Top