As you may be aware, the EPFO has launched an online EPF claim facility during the month of May (2017). This is a great initiative by the EPFO. This online PF withdrawal facility is beneficial for both PF subscribers and employees of EPFO.
However, many of the employees who intended to use this facility has come up with lot of queries on how to submit EPF claim online? What are the eligibility conditions to withdraw EPF online? Is it possible to withdraw even EPS (pension) online? – What if a PF member has multiple EPF accounts? ..and so on..
In this post, let us understand the eligibility conditions that have to be met by a PF member for online filing of Full (or) Partial EPF withdrawal claim and about the claim submission process flow.
Online EPF Claim Facility & Eligibility Conditions
Type of EPF claims :
EPF Member’s who have activated their UAN and seeded their KYC (Aadhaar) with EPFO will be able to apply for below claims through employees UAN interface / portal directly ;
- PF Final Settlement (Full PF withdrawal)
- Pension Withdrawal Benefit (EPS withdrawal) &
- PF Part Withdrawal (PF Loan / advance)
EPF member & Pre-requisites :
You (PF Member) should fulfill following conditions for submitting EPF Claim online :
- You should have activated your Universal Account Number and the mobile number used for activating UAN should be in the working condition.
- Your Aadhaar details should have been seeded in EPFO database and should avail OTP based facility for verifying eKYC from UIDAI while submitting the claim. (Kindly note that your personal details like Name, Date of Birth, Gender etc in your UAN portal need to match with details in Aadhaar card.)
- Bank Account along with IFSC code should be seeded in EPFO database.
- Permanent Account Number (PAN) should be seeded in EPFO database for PF Final Settlement Claims in case your service period is less than 5 years.
EPF member & Service Requirements :
You should fulfill following service conditions for online EPF withdrawal in full (final settlement) :
- Your Date of Joining (DoJ) and Date of Exit (DoE) should be available in the EPFO Database.
- You should not be working presently under any establishment covered under the PF Act.
- The Claim should be submitted not before two months after leaving Establishment.
For submitting EPS – Pension withdrawal online ;
- You should have service of more than 6 months and less than 9.5 years.
- Date of Joining and Date of Exit should be available in the EPFO Database.
- You should not be working presently under any establishment covered under PF Act.
- The Claim should be submitted not before two months after leaving Establishment.
For part withdrawal of PF through online mode, below are the conditions ;
- Your Date of Joining should be available in the EPFO database.
- You need not submit any supporting documents for Partial withdrawals made through online mode.
- Kindly note that you can receive the Partial withdrawal PF amount only into your Bank account (that is linked to your UAN).
- If you want the amount to be credited to third party bank account then you can not submit Partial withdrawal claim online. For example : If you are planning to claim partial withdrawal for purchasing house through a home loan, and you want the amount to be credited directly to Lender / Builder bank account then online filing of PF is not possible.
In case, you have multiple active EPF accounts (Member-IDs) then you need to first consolidate them and only then you can submit EPF claims online. (Read : ‘How to consolidate multiple EPF accounts?‘)
Online EPF Claim submission & Process Flow
Below is the online EPF claim eligibility & submission process flow diagram. (Source : EPFO Website)
(Click on the below image to open it in a new browser window)
How to withdraw EPF & EPS balance online?
- You need to login to UAN portal (member interface) with your credentials.
- Kindly check your KYC details whether they are correct and have been verified.
- You have to select relevant withdrawal claim namely ; EPF full withdrawal (and / or) EPS withdrawal claim (or) EPF advance.
- You have to authenticate online PF claim using OTP (One-time password) received against the mobile registered with UIDAI (Unique Identification Authority of India) to complete the online claim submission. So, your mobile number linked to your UAN and Aadhar should be one and the same.
- EPFO will get your e-KYC (Aadhaar) credentials from UIDAI and processes your online PF claim.
Kindly note that there is no need to submit any printed version of PF claim form to your employer / EPFO.
(Post first published on : 08-June-2017) (Source & Reference : epfindia.gov.in)
Online EPF Withdrawal Facility : Details & Procedure
New EPF Withdrawal Forms – Form 19 UAN, Form 10C UAN & Form 31 UAN
Sukanya Samriddhi Yojana – Budget 2015 – Tax Benefits
Dear Shreekanth,
While requesting the online Transfer it says that “Trust details of your establishment are missing. ”
Please help me out if you know any thing about it.
Thanks in advance
Ankur
Dear Ankur..Your employer might be maintaining PF through a Trust, so kindly contact your employer/ex-employer to update the same in your EPF account.
Aadhaar authentication failed. ADHAR NUMBER, Name, DOB or Gender mismatch with registered data.please help.
I have to authenticate adhar
Dear ishaqueh ..If the details available in your Aadhaar card are correct then you need to get them corrected in your UAN account.
Kindly contact your employer.
I left job. I did not transfer old account to new account. How to get correct by employer? Can I ask for old employer to correct details on email?
Dear Ishaque ..You may ask your new employer to get this done for you.
Dear
Pl reply some of my queries
1- is this partial withdrawal fund will be consider under income to financial year.
2- suppose my total ie mine + employer fund is x- amount how much % of this can be withdrawal…. or i can withdrawal only my fund only.
Dear Ravi,
1 – No, it is an exempt income.
2 – Kindly read : EPF partial withdrawal options & guidelines.
Can somebody confirm whether the interest for the EPF for 31/03/2017 is credited to their EPF account. in My EPF passbook that last interest credit is only last year on 31/03/2016.
Hi Srikanth,
Thanks allot for very informative articles.
I have updated my kyc details (aadhar and passport) .But they are in pending status from past 2 months. Whom we need to contact to get them approved??
Dear Narendra ..You need to contact your Employer (HR/Finance team)
Dear sir,
My name is k ravikumar.I have uan with KYC update .so i applied for pf final settlement as on 08.07.17 direct from epf office of hyd along with apprapreated documents attached and submit in drop box.but did not get acknowledgement through sms where said that get the acknowledgement through sms till now.so when i cxpect to get sms
Thanks ®ards
Dear Ravikumar ..Is it 08-07-17??
You may track your claim status online..click here..
Hi Sreekanth,
I had worked in a company from Mar 2010 to Sep 2012. Currently I am working in another company but I have not transferred my previous PF account to current PF account. Can I withdraw the previous company PF amount now?
Dear Anil..As you are now contributing to EPF scheme, you have to TRANSFER the old EPF a/c monies to new one.
Ok. Thanks for your response.
Hi,
I am Anusree. I have left the prev company in 2010 and joined another company. But I did not transfer the PF Account. From dec2016 onwards I’m not working. So i wants to withdraw the PF from the company I had worked in 2010. I have submitted online pf form withdrawl form in”EPFO Inoperative Account Help Desk” (URL:http://59.180.231.60:9091/INOPHelpDesk/) in Apr 20 2017. Now while clicking on existing user to check PF withdrawal status showing message
“Not Found
The requested URL /DashboardHelpdeskNew/index.jsp was not found on this server.””
Kindly help me.
Dear Anusree,
If possible, kindly contact your ex-employer.
(or) Visit nearest EPFO office.
What to I need to check with ex employer? Is it like whether the EPFO office contacted them?
Kindly guide me.
My PF office was in Kochi .I’m in Bangalore now. So I need to go to Kochi office right?
Thanks
Dear Anusree,
Your ex-employer can assist you in withdrawing the funds from inoperative account (or) they can assist you in transferring funds from inoperative EPF account to your second EPF a/c, after which you can withdraw total contributions.
hi shreekant,
i have a quaery regarding name changes,can you please tell me how can i change my name in EPFO.please tell me the procedure…..
Dear AFTAB ..You have to submit name correction request through your employer. Kindly contact your employer for more details.
You may also go through this document for more info.
Thanks Sreekanth for nice article. I have one question, our company transferred all employee PF account from Noida to Pune PF office so our Date of Joining modified. So when we claim our money PF officer will consider new joining date or they are aware of transferred case?
I am asking this because I completed my 5 years in same company but company transferred PF account. So may be PF office take my case as not completed 5 years and they will tax my money.
Dear Mangesh,
When the transfer happens (company to company or within a company), the service period gets carried forward, though DoJ changes.
In your case, contribution period is treated as 5+ years ..
Thanks,
Regards,
Mangesh
I LEFT FROM MY PREVIOUS JOB. I WORKED THERE 1.5 YEARS FROM 4TH DECEMBER 2015 TO 2ND MAY 2017. HOW CAN I GET MY PF AMOUNT
Dear YASHWANT,
If you are not employed for minimum 2 months, you can submit withdrawal form either online/directly to EPFO/through your ex-employer.
Read : New Composite PF withdrawal forms..