Reserve Bank of India (RBI) has issued a notification on 11th March 2015, authorizing 28 banks to open Sukanya Samriddhi A/c. SSA (Sukanya Samriddhi Account / Yojana) is a Small Savings Scheme launched by our honorable PM Shri Narendra Modi. Sukanya Samriddhi Account/Khatha is a Government’s Small Savings Special deposit Scheme for girl child. This scheme is specially designed for girl’s higher education or marriage needs.
Where can I open Sukanya Samriddhi A/c?
Below is the list of banks where you can open Sukanya Samriddhi Account. RBI has authorized these banks to accept Sukanya Samriddhi Applications.
- State Bank of India (SBI)
- State Bank of Patiala (SBP)
- State Bank of Bikaner & Jaipur
- State Bank of Travancore (SBT)
- State Bank of Hyderabad (SBH)
- State Bank of Mysore (SBM)
- Andhra Bank
- Allahabad Bank
- Bank of Baroda (BOB)
- Bank of India (BOI)
- Punjab & Sind Bank
- Bank of Maharashtra
- Canara Bank
- Central Bank of India
- Corporation Bank
- Dena Bank
- Indian Bank
- Indian Overseas Bank (IOB)
- Punjab National Bank (PNB)
- Syndicate Bank
- UCO Bank
- Oriental Bank of Commerce (OBC)
- Union Bank of India (UBI)
- United Bank of India (UBI)
- Vijaya Bank
- Axis Bank Ltd
- ICICI Bank Ltd.
- IDBI Bank Ltd.
Sukanya Samriddhi Account – Application Form
Click on the below image to download Sukanya Samriddhi Account (SSA) application form (Sukanya Samriddhi A/c opening form in PDF format).
Click on the below image to download the specimen of Sukanya Samriddhi Account Passbook (5 pages).
Kindly note that Sukanya Samriddhi A/c can also be opened in Post office (Daak Ghar. Sukanya Samriddhi Yojana Account can be transferred from a bank / post office branch to other bank / post-office branch.
Latest News : Interest Rate on SSA has been increased to 9.2% for Financial Year 2015-2016. This is effective from 1st April 2015.
For more details on Sukanya Samriddhi Account interest & maturity amount calculations, terms & conditions, features, tax benefits (Section 80C) details etc., kindly read my below articles;
- Sukanya Samriddhi A/c (SSA Yojana) – Features, Review, Benefits & Returns Calculation
- Comparison of SSA with PPF (Sukanya Samriddhi Scheme Vs Public Provident Fund)
- Sukanya Samriddhi Deposit Scheme – Budget 2015 – Income Tax exemptions & Tax Benefits
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2016 to 2017 detailas
If SSY account is transferred in bank before completion of financial year for example a/c transferred post office to bank in the month of January and transferred a/c opened in bank on 4th January. At the end of 31st March how much interest bank will add from January to March or for the complete financial year April to march.
Dear VYAS ..I believe they should give full interest amount as credit entry.
Hello Sreekanth,
I am a regular reader of your blog. All your posts are very informative & can be easily understand by a common man.
Thank you for all your efforts really appreciated… Keep up the good work.
I have a small query on SSY. I know ICICI bank is one of the authorized bank to open SSY account.
I would like to know is online fund transfer allowed by ICICI bank ? I mean can we do NEFT & transfer fund to SSY account held with ICICI bank ?
Dear Vishal,
I am not sure on this.
Kindly check with your banker and this should be possible i guess.
Do update the status here, will be helpful to other readers. Thanks!
Kindly confirm about the documents requiement for opening sukanya smridhi yojana account in SBI Bank.
Dear Ram Prakash,
* Birth certificate of the Girl Child.
* Address proof of the parent or legal guardian.
* Photo Id proof of the parent or legal guardian.
Hi Srikanth,
My loyal apprication for your service. Very useful info from your blog.
Pls let me know is there any other scheme better than SSA. I was blessed with a baby girl on 12 may this year. Planing for savings on her name.
I have a plan of investing more for next year’s will that be allowed.
Dear Sravan,
First priority – Get yourself adequately insured (if not). Kindly buy a term plan & Personal accident insurance cover.
Kindly read:
List of articles on the key aspects of Personal Financial Planning.
List of best investment options.
Kid’s Education goal planning & Calculator.
My girl child DOB is 28Augs 2015, Can i open ssa a/c. & can we open this account
Yes dear Premteja.
Yes dear.
What about NRIs – are they eligible for this scheme
HI Sreekanth,
The information you provided was very useful. Actually I am planning to start Invest for my New born baby girl. I think this scheme was best suite for the baby.
Dear Sir,
My girl child DOB is 11 July 2014, Can i open ssa a/c. & can we open this account in this or next month (January 2016 or Feb. 2016
Dear Ravinder,
Yes, you can open SSA.