The milestone verdict of the Supreme Court that stated that the unique identification number present in the Aadhar card is no longer mandatorily needed for opening bank accounts or obtaining mobile phone connection has come as a relief for many Indian citizens.
However, the previous ruling that made it mandatory may have led to linking the Aadhar card with Mobile SIM, bank, digital wallet and while completing the process of KYC for life insurance and mutual fund investments. Although those who have not yet linked the Aadhar card may not, but those who have already completed the process of linking will now have to delink Aadhar from different accounts and service providers.
So Let’s learn in this guide – How to Delink or Unlink Aadhar Card from any Bank Accounts or Digital Wallet services or any other companies.
So Before knowing about the Delinking Process, we have to know about our Aadhar Authentication history so that we can track where our Aadhar card has been used.
How to Check Aadhaar Authentication History online?
Below are the following steps to know about where your Aadhar Card has been used..
Step 1 : Go to UIDAI Portal and Click on “Aadhaar Authentication History” Option :
Step 2 : Now simply insert 12 digit aadhar card number and verify through OTP (one-time password). You will get all the authentication history on your screen with the authority name in column “AUA Name” like EPFO, Bank etc.
So now you have all the details of the service provider where you used your aadhar card and provide access to all these KYC Agencies.
How To Delink Aadhar Card Number?
Now, let’s learn about ‘How to unlink or delink Aadhar card number with the different concerns?’.
Procedure to Unlink / Delink Aadhar Card Number from the Bank Account
Before moving ahead to delink Aadhar from the bank, you must ensure whether your account is linked for Direct Benefit Transfer or DBT.
If you unlink Aadhar with the bank which is linked to DBT such as to obtain the subsidy of LPG, you may not receive the money of the subsidy. Therefore, you have to exercise caution during the process of unlinking Aadhar from the bank.
There is no specific process until now mentioned by the banks or the UIDAI for unlinking Aadhar with the bank, so you have to visit the branch of the bank to compete the formalities. Make sure you carry a photocopy of the Aadhar card while going to the bank. Read the following steps.
Step 1 : You have to head towards the customers services of your bank branch to : collect the physical form to unlink Aadhar.
Step 2 : Fill the form and submit it in the branch.
Step 3 : The Aadhar card is going to be unlinked within 48 hours of submission of the form.
Step 4 : You can call the bank to find out whether the delinking process has already been completed or not.
Unlinking Aadhar from Mobile service provider
The mobile service provider has not prescribed a set process for unlinking the Aadhar card, so you have to call the customer care department to request for delink. Read the following steps.
Step 1 : Call the customer care number of the mobile service provider and put your request for unlinking the Aadhar card.
Step 2 : The service provider may ask you to send them an email to document the request for unlinking the Aadhar card.
Step 3 : As soon as they receive the email, they will send you a confirmed message for unlinking the card.
Unlinking Aadhar from digital wallet like Paytm etc
The digital wallet companies are now planning to remove the process of linking Aadhar to their accounts. However, you can follow these steps for completing the unlinking process.
Step 1 : Call the customer care to find out the procedure for unlinking the Aadhar card from the digital wallet.
Step 2 : You will receive an email from the digital wallet company asking you to attach a soft copy of the Aadhar card.
Step 3 : Once you send the soft copy of the Aadhar, you may receive a reply within three days that your Aadhar has been delinked.
Unlinking Aadhar from the Post Office account
When it comes to unlinking Aadhar from the post office accounts, all that you need to do is to submit a form for delinking the unique identification number. Once you submit the form to complete the process of delinking and cross-check with them to find out whether the process has been completed.
How the ruling will affect the customers?
The following are the ways in which the verdict of the Supreme Court about the Aadhar card is going to affect the Indian citizens.
- The digital wallet companies can no longer ask for the unique identification number of the Aadhar card for the process of verification and will have to continue providing their services without it.
- Similarly, the mobile service providers cannot compel the customers to link Aadhar with the mobile number.
- The Aadhar card would not be mandatory for obtaining school education.
- You will not need the Aadhar card for to appear for the competitive examinations.
The process of unlinking the Aadhar card is undoubtedly different for every service provider, but there is no standard procedure for delinking. For all the entities the process of unlinking requires you to contact the customer care service and they are going to help you to complete the process.
This is a Guest Post by Anil Kumar of Udyog Aadhar Portal.
About the Author
Anil Kumar is a Legal Content Writer at MyUdyogAadhar.com which provides legal services to small startups & business across India through simplified platform with over 10k+ clients. Anil has 3 year + experience in the legal domain related to company incorporation & tax matters etc.
Continue reading :
- How to Cancel or Surrender PAN & Aadhaar Card of a deceased person?
- How to check / verify if your Aadhaar number is active or not?
- Link Aadhaar Number with PAN in three simple steps
Kindly note that ReLakhs.com is not associated with myudyogaadhar.com. This is a guest post and NOT a sponsored one. We have not received any monetary benefit for publishing this article. The content of this post is intended for general information / educational purposes only.
(Post first published on : 01-July-2019)