Aadhaar card has become a hot topic of discussion in India. Government of India is linking each and every aspect of life to Aadhaar, be it your PAN, Bank account, EPF UAN, Mutual Fund Folios, Demat Account, Insurance Policies, Mobile Number, Govt Subsidies (like LPG), Death Certificate etc.,
However, the Supreme Court has earlier extended the March 31 (2018) deadline for Aadhaar linkages (except for Govt Subsidies & Welfare schemes) till the constitution bench delivers judgement on the matter.
In its recent judgement (26-Sep-2018), a 5-judge constitutional bench of the Supreme Court has declared the Govt’s flagship Aadhaar scheme as constitutionally valid but struck down some of its provisions.
Here are the key takeaways from the verdict of the Supreme Court’s bench ;
What needs Aadhaar Linking?
- It is mandatory to link PAN card with Aadhaar
- You need to quote Aadhaar when filing your Income Tax Return.
- Aadhaar is mandatory for availing various Welfare Schemes and Subsidies offered by the Govt.
What does not need to be linked with Aadhaar Number?
- Aadhaar is not needed for Banking. It is not required while opening a Banking account.
- It is not needed to link with Mobile numbers (SIM cards).
- Aadhaar number is not a must for securing School admissions.
- It is not required for appearing in UGC, CBSE & NEET examinations.
- Private companies (like Telecom, e-Commerce etc.,) cannot seek Aadhaar data. Banks and phone companies cannot insist on Aadhaar-linking. So, Aadhaar linking to Mutual Fund Folios, Insurance policies is also not required now.
- Aadhaar may not be required while buying and registering motor vehicles.
- No child can be denied benefits for want of Aadhaar.
- Children can opt out of benefits of Aadhaar upon turning adults.
(The companies that use Aadhaar APIs (application programming interfaces) to provide employee-verification services will now have to find a different business model and underlying technology.)
Kindly note that the Supreme Court bench in its verdict has stated that Aadhaar bill can be considered as a Money Bill by the Govt. So, we may assume that the Aadhaar linking to various Govt schemes like PPF, NSC, Sukanya Samriddhi etc., can still be made mandatory.
(As of now, only India Post Payments Bank provides Aadhaar de-linking provision.)
Continue reading : ‘How to Cancel or Surrender PAN & Aadhaar Card of a deceased person?‘
(Post first published on : 26-September-2018)
De-linking SIM cards with Aadhaar shall increase crime rate in India. Because Aadhaar is the key to identify a criminal when using phone.
Anyway, our mindless supreme court want more and more disputes, so it can survive in long run. SIM card de-linking with Aadhaar is more dangerous for safe civilized society.
This is really helpful for me. Thanks and keep posting like this.
Dear Sreekanth
Will Aadhar be needed now after Supreme Court judgement for Vay Vandana Yojna managed by LIC for Senior Citizens.
Earlier they were insisting on it and also were linking it with bank account without consent of investor and later sending a message that it has been done on investor request. A clear case of high handedness.
Please let me know the position now.
Regards.
On 3rd May 2018, the Government sought dismissal of Congress’s petition. The petition challenged the Lok Sabha speaker’s decision to designate the Aadhaar Bill as a money bill. The centre stated that the speaker’s say was final. It is not open to judicial scrutiny.
Refer to https://goo.gl/3vkUoC
Hi..Could you kindly explain this in a easy to understand way plz (what exactly is this judicial scrutiny..)
Dear Sreekanth,
Thankq for your replying my previous question. i want to know how much MAXIMUM can i withdraw pf advance,
my balance showing in PF passbook
Employee Share 7,341.00
Employer Share 13,168.00
Pension Contribution : 27,141.00
So if i apply for pf advance for Maximum how much i will get ?
Dear Jagadeesh,
May I know the purpose of this partial withdrawal?
Kindly read : EPF partial withdrawal options and rules..
Hi sreekanth,
For the purpose of advance for medical treatment
Dear jagadeesh,
For the purpose of ‘medical treatment’, the least of 6 months basic Salary (or) employee share with interest is allowed as partial withdrawal.”
Is it necessary to link Aadhar with LIC Policy, Post office savings like KVP and NSC after the SC verdict of 27th Sep.2018? Pl. write to me at neerajg**@gmail.com.
Dear Neeraj,
As per my understanding, it is not be mandatory to link Aadhaar to Insurance policies.
Whereas, for Small Savings Schemes offered by the Govt, it can be made mandatory, but let’s wait to get more clarity on this!