The central government launched its ambitious financial inclusion programme, the Pradhan Mantri Jan Dhan Yojana (PMJDY) on 28th August.
It is reported that around 1.5 crore bank accounts were opened on the first day of the launch. The government aims to achieve its target of around 7.5 crore bank accounts under this scheme by January 2015.
The main features of this scheme are:
- An individual who opens the bank account under PMJDY scheme by Jan 26th 2015, will get a life insurance cover of Rs 30,000.
- Accident death benefit cover of Rs 1 Lakh is also provided.
- Account holder will get Rupay-enabled debit card
- After six months of maintaining the account, a sum of Rs 5,000 will be provided as an overdraft facility to the account holder.
- Both rural and urban areas are covered under this scheme.
The second phase of this mission (from Aug 2015) aims at implementing the below points.
- Providing subsidies or the benefits of various Government Schemes through direct electronic transfer through these accounts.
- Providing micro-finance
- To provide unorganized sectors’ pension schemes benefits through these accounts.
Let’s hope the mission becomes a great success. Let more and more people benefit from availing the banking services.
(You may visit my article on “Pradhan Mantri Jan Dhan Yojana (PMJDY) Scheme with LIC’s Life Insurance coverage.”)
Loan apply kaise kre or loan pm mudraa mil hi nhi RHA koe dega hi nhi bank sb jhut bol dete hai ki ye kro wo kro or paisa maangte hai ki laaw hum krdenge hum greebo KO koe nhi poochta bhutt thkk gye sir kB milega loan sb greebo KO loot lete hai
I wont need get a pmmy loan
please show me the real web sit of PM mudra yojna.
Me cloth shop kolna chta hu muje loan 2 lakh ki jarurat he me kese lau koi mere madad karelia baioi
main gram ka rahne bala hu mere pita poor farmer h issue main or pita ji milkar apne bisiness ko badana chahte h uske liye hame sir 2 lacs ki jarurat h mera mo.no 7770948955
I want star my business how to get loan under pmjdy
Dear manisha..Kindly read: How to take business loan under PMMY (Mudra scheme0?
I am Shital GAJBHIYE From Nagpur I Want Support Of Financial To Open A Small Factory Of Agricultural Product Please Help Me
Dear shital..Kindly go through this link : Business Loans under PM MUDRA Scheme.
dear sir
I am a bussinuseman. I want one lack Rs I also handicapt. how take it ammount.
Please giede you.
Dear Sunil,
Kindly read : ‘How to apply for a business loan under Mudra Yojana?‘
mera naam ajay jadhav sir mere ko agarbatti factory dalnekeliye loan chayiye
Sir,
My self Joseph Panigrahi Director of “AVEST”_E.H.P.DISTANCE EDUCATION COLLEGE, RAYAGADA
I WOULD LIKE TO EXTEND MY THANKS TO PRIME MINISTER OF INDIA WHO WANTS TO MAKE INDIA AS ONE FAMILY,SO HE IMPLEMENTS MANY KIND OF DEVELOP PLAN , FROM THOSE THE PRIME MINISTER MUDRA YOJANA IS ONE SO FOR KINDLY HERE MY PRAYER AND GRANT THE REQUEST.
THANK Q.
i want to start business & i want loan from Goverment.
Dear Zulfequar..Kindly read my article on “Mudra Loans” for more details.
My propritership minerals tradind firm in mp. Tikamgarh.i need loan by mudra bank.if possible so gide
Kindly go through below articles;
Mudra Bank – Details & Benefits
How to apply for business loan under PM MUDRA Yojana?
Dear Sir,
I have a small Industries of Manufacturing Unit, I want to grow my business, but , for growing business i need finance , please tell me how can i take finance from
PMJDY
Dear Shahnawaz,
Kindly read the article on Mudra Bank Yojana.
मै ग्रामीण क्षेत्र से हूँ, और छोटा व्यावसायिक भी . अब मुझे काम बढाना है ,जिसमे कम से कम १ लाख रु. की आवश्यकता है ये सहयोग कैसे मिल पायेगा जबकि मई अनुसूचित जाती से भी हूँ? कृपया सहयोग करे!!
Dear Ram,
Kindly contact me @ sreekanth [at] relakhs.com , will surely try to guide you.
kirana store ke liye loan chahiye
nice article.. i also write about How To Get Loan In Bank Under Pradhan Mantri Jan Dhan Yojana (PMJDY)