My Latest Stock Portfolio 2025-26 | Equity Investments (Shares)

My family’s investment portfolio mainly consists of fixed deposits, real estate, and mutual funds. A smaller portion of our investible surplus is allocated to stocks, reflecting a balanced approach between stable income and growth opportunities.

I strongly believe the best way to learn about stock market investing is by actually investing. Early in my career, I burnt my fingers through trading. Later, I shifted to equity mutual funds and have been investing in them since 2008.

However, I resumed investing in stocks again in 2018. I shared my equity investment list in 2019. After the market recovery during COVID, I revisited my portfolio and made substantial changes.

As an investor who values simplicity, resilience, and a touch of sectoral diversity, I’ve chosen to invest in some of India’s most promising companies. In this post, let’s break down my equity portfolio and see how each holding stacks up for the medium to long term.

Please note, this is not a perfect or “best” stock portfolio—nor is it meant to showcase any special stock-picking skills. This is simply a personal disclosure, not a recommendation to buy or sell any shares. I do not consider myself a brilliant stock market investor, so treat this purely as educational and informational.

My Latest Stock Portfolio 2025-26

My equity portfolio currently features seven leading names across healthcare, technology, utilities, telecom, and financial infrastructure:

• Apollo Hospitals Enterprises
• Bharti Airtel
• Central Depository Services Ltd
• Kaynes Technology
• Reliance Industries
• VA Tech Wabag
• Zen Technologies

My spouse currently holds only one share in her stock portfolio — ICICI Lombard

Stock Portfolio Snapshot

My Stock holdings in percentage terms (%);

• Apollo Hospitals Enterprises : A champion in private healthcare with consistent double-digit returns, riding India’s rising demand for health services and steady profit growth.​
• VA Tech Wabag : A specialist in water treatment and infrastructure, betting big on urbanization, sustainability, and large public projects in India and overseas.​
• Zen Technologies : Riding high on India’s defense push, this tech player is seeing robust order inflows and government contracts, but also faces premium valuations and cyclic volatility.​
• Kaynes Technology India : Positioned at the center of electronics manufacturing and the “China+1” shift, offering exposure to India’s digital transformation.
• Bharti Airtel : One of India’s top telecom players, driving the surge in mobile data and digital services for over a billion customers.
• Central Depository Services  (CDSL) : A subtle engine behind India’s capital market boom, benefitting from digital recordkeeping, regulatory thrust, and expanding retail investor participation.
• Reliance Industries : India’s most diversified giant—petrochemicals, telecom, retail, and digital—making it an anchor stock for long-term stability.

Sectoral Mix: Why This Matters?

My approach centers around not putting all eggs in one basket:

• Healthcare and utilities provide consistent demand.
• Defense and tech are growth accelerators, though cyclical.
• Telecom and financial infrastructure add scale and market breadth.
• Reliance, with its diversified reach, gives a cushion against market shocks.

Balancing Growth, Risk, and Opportunity: My Stock Investing Blueprint

Before I wind up, a few important points that I would like to share..

Strategic Moves Ahead

• Planning to add large consumer goods, agriculture, renewable/clean energy or banking stocks to diversify my holdings and reduce sector bias.
• I focus on building a core list of 5 to 10 top stocks, but actively track around 15 to 20 companies regularly for new opportunities and exit triggers.
• I cap any single stock’s portfolio weight at 20%, ensuring no stock dominates the overall risk profile.

Risk Management & Flexibility

• A dedicated crash fund acts as my financial safety net, ready to deploy if high-quality stocks correct sharply or for portfolio protection during turbulent markets.
• I rebalance at the stock level and shift funds between stocks, crash reserves, or equity mutual funds depending on market sentiment and personal portfolio performance.
• My portfolio typically leans toward high-growth, high-valuation stocks—this boosts potential upside during bull markets but carries increased correction risk if growth expectations disappoint.

Adaptable Investing Process

• For every 5–10% price decline, I review whether the fall is due to company-specific issues or overall market sentiment, helping me decide if further investment makes sense.
• I recognize that the market can rise and fall unpredictably, and individual stocks may not always track broader market moves.
• Importantly, this equity portfolio isn’t linked to any specific financial goal—it’s managed as a separate growth-focused strategy alongside our other investments like mutual funds, fixed deposits, and real estate.

Ready to take your own investing journey a step further? Think about your risk appetite, rebalance when market moods shift, and always keep a crash fund handy for surprise opportunities. Whether you’re tracking 20 stocks or just starting with five, remember that a flexible plan and a cool head make all the difference. Drop a comment below or connect with me on social media—let’s grow smarter, together!

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• Are you Saving for your Cash, Care & Crash Funds?
• Long Term Investment Horizon : Importance & Benefits | My father’s risky investments! (Real-life examples)

Disclaimer : Your personal investing style will be different from mine, and so will be your risk-taking capability, financial liabilities, and investment time horizon. So, kindly do not take any investment decision based on this article. Also note that this post is for information and knowledge-sharing purposes only. Do not treat this as an investment advice. We do not offer stock tips and recommendations.

(Post first published on 24-Nov-2025)