An EPF (Employees Provident Fund) member can withdraw his/her PF balance partially for different kinds of purposes like ; for purchase of House / Flat, Site, Construction of house, to meet marriage expenses etc.,
An EPF subscriber can also take EPF advance for the purpose of medical treatment of self / family members. As of now, to make a partial withdrawal for medical treatment, a member has to submit a doctor’s certificate (medical certificate) along with the partial withdrawal form.
To add further convenience to EPF subscribers, an EPF member will no longer be required to submit any Medical certificate or any other certificate or document or proforma whatsoever to avail PF advances for medical treatment purposes.
This new guideline has been included and amended under paragraph 68-J or under paragraph 68-N of EPF Scheme 1952.
New Composite Claim Form for EPF Partial Withdrawal
The EPFO has recently introduced single page Composite Claim Form for full / partial withdrawals. You can use these new forms to take PF advance for medical treatment.
- EPF Composite Claim Form (Aadhar) : If your UAN has been seeded with Aadhar and bank details, this form can be submitted for all types of withdrawals. The attestation of employer is not required and this form can be submitted to EPFO directly. Click on the below image to download New EPF Composite Claim Form (Aadhar).
- EPF Composite Claim Form (Non-Aadhar) : If your UAN has not yet been seeded with Aadhar and bank details, this form can be submitted for all types of PF withdrawals. The attestation of employer is required and the form has to routed through an employer. Click on the below image to download New EPF Composite Claim Form (Non-Aadhar).
A couple of weeks back, the EPFO has also allowed its members to withdraw up to 90% of EPF balance for purchase of House / flat / site / construction of house.
It is nice to see these new initiatives being taken up by the EPFO but they also need to make sure that their online portals are up and live 24/7 (EPFO UAN based portals have been down due to some technical issues for the last many weeks). Also, let’s hope that EPFO will launch their online PF withdrawal facility soon 🙂
A word of advice ; Your EPF contributions / savings are meant for your retirement (long-term). So, think twice before you withdraw your PF money. Try out all the options and sources to fund your expenses or needs. EPF Partial Withdrawals should be your last resort.
(Post first published on : 28-April-2017) (Source : PIB)
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Dear Sir, My years of service is more than 5 year. My employee share amount was 150000 Rs. I have already claimed once Advance PF for illness = 6 times my basic monthly salary = 6*10000 = 60000 Rs. through online proess. That is I have already claimed once 60000 Rs out of 150000 Rs my employee share in Dec 19. I received my first claim amount 60000 Rs. Now my Balance in Employee Share is 90000 Rs.
so, my question is :
1) can i once again claim for second time 60000 Rs. advance pf against illness from balance 90000 Rs through online process.,
2) or is it that i have already consumed the option of advance pf against illness on online process, as i have already clamed once advance pf against illness = 6 times my basic monthly salary = 6*10000 = 60000 Rs ( Pls advise ).
3) If i can claim for second time for 60000 rs = 6 times my basic monthly salary = 6*10000 , my question is how much months gap should i keep between 2 claims . My first 60000 rs claim was received in Dec 2019. so when should i Claim for second Advance pf claim.
Please advise Sir
Dear Vinay,
1 & 2 – Yes, can claim again but the amount will be subject to eligibility criteria.
Hello Sreekanth, Wish you happy new year
I have read your replies in this blog reg EPF withdrawals. Appreciate your guidance to all of us.
i have applied for PF advance claim for illness 85000/- (Mom undergoing heart surgery) on 30th dec 2019. My employee share is 250000 with 7 years of epf account. Claim status showing under process.
May i know when will i get the credit and how much
please guide Thanks a lot
Dear Ayesha,
Thank you for the appreciation!
Happy new year to you too!
“For the purpose of ‘medical treatment’, the least of 6 months basic wages (or) employee share with interest is allowed as partial withdrawal.””
May I know, what is your last 6 months basic salary (total)?
The time-line can be around 1 to 2 weeks.
Hi Srikanth,
I have withdraw some amount in the month of Oct 2018.becuase of again Personal commitment.Can i withdraw again.Please advise.
Dear Rohit,
Kindly read : EPF partial withdrawal options & rules..
Hello Sreekanth,
I have submitted my advance claim for illness on 25th Feb 2019. Still the status is under process. Generally it takes 10 day’s. Now it’s almost 12 day’s. Please suggest what to do?
Dear Zunjar,
You may submit your grievance to the EPFO via this link..
Hello Sreekanth,
I have submitted my Advance claim for rupeer 45000/- but I have received 2200. Not sure why they credited 2200 rupees in my bank account. Kindly advise the possibilities.
Dear SHAMEERUDEEN,
“For the purpose of ‘medical treatment’, the least of 6 months basic wages (or) employee share with interest is allowed as partial withdrawal.””
Dear Sir,
I was requested for fund transfer from previous PF account to Present PF account by Form-13 (Online), Employee & Employer Shares are transferred, but Pension Contribution of Rs. 25393 is not transferred from previous PF account to Present PF account,
Kindly suggest what to do for Pension Contribution is not transferred from previous PF account to Present PF account.
Thanking you
Bivash Sarkar
Mob.- 9706794601
Dear Bivash..
Kindly go through this article @ What happens to EPS on Transfer of EPF account (or) when you switch Jobs?
Dear Sir,
When I Want to withdraw my Pension amount in below mentioned situations-
1. Before ten years (If I do not want to continue PF with new job), is a single online apply / claim will enough for withdrawal all Pension amount of all jobs , or have to apply / claim separately for each organization with form 10C for withdrawal all Pension amount of all jobs .
2. After ten years or after 58 years (If I continue PF with new job) is a single online apply / claim will enough for withdrawal all Pension amount of all jobs , or have to apply / claim separately for each organization with form 10C for withdrawal all Pension amount of all jobs .
Please inform / reply.
Thanking you
Bivash Sarkar
Dear Bivash,
1 – If you do consolidation of all your previous EPF accounts (if any) and maintain one active EPF account then one single EPS withdrawal claim (Form 10c) is enough.
2 – You can not withdraw EPS total balance, you need to apply for Pension. Suggest you to kindly go through the suggested link/article in my previous comment.
Hello Srikanth,
I have applied the Partial withdrawal for 4 times it got rejected stating claim form DOJ is mismatch,
i have already raised a greviance on the same info but they are stating we have the same doj as per your employer. when i checked with employer they are stating as the same doj is there what we have in pf portal.
Actually where he problem is while submitting it is showing the same DOJ as per my employer has but after submitting the claim in the claim form it is showing mismatch.
could you please help me on this.
Dear Manoj,
May I know if you have worked for more than one employer?
Did you transfer the funds (recently) from previous employer to latest one?
Kindly check the DoJ & DoE of all your employer(s), if any..
Hi Srikanth,
I am currently working in the same organization from the last 4.5 years,
Initially I worked as a contract for 1.5 yrs I have already withdrawal that amount.
yes, the Same DOJ is reflecting now while applying in the Claim form.
In My UAN I have two PF ids. one is for contract that I have withdrawal already, and the other one is Currently working the PF office is at Gurgaon.
Kindly help me on this one.
Dear Manoj,
Kindly check the DoJ of your EPF ac related to your Permanent Employment.
Kindly follow it up with your employer/EPFO.
Hi Sreekanth,
I have recently claimed PF amount (50% of Employee Share) online (Reason – Natural Calamities) and the claim got settled. post that after 2 days, an amount of 5000 got credited into my Account. Would there be another transaction of the remaining amount?. Could you please help.
Dear Karthik,
I am not sure on the second time credited amount..
Dear sir
My self Bedabrata nath
Sir I want know how can I withdraw my pf amount for illness for my self and my salary is rs 15000.
Sir please reply
Thanks
Dear sir,
I have applied advance Pf claim for illness on 02/01/19.
How many it takes to settled in my bank account?.
Presently it showing under process.
Please support..
Dear Arvind,
EPFO generally takes 10 to 15 business days to settle online claims.
You may also submit a grievance request via this link to speed up the process.
Hi Sreekanth,
I have requested for EPF Advance through Online Claim.
Please find the below details.
CLAIM RECEIPT DATE 23/01/2019
CLAIM FORM TYPE Form-31 (EPF Advance)
PARA DETAILS Illness
TOTAL AMOUNT APPROVED N/A
DISPATCH DATE N/A
CLAIM STATUS Status Not Available
REMARKS NA
1. In general,how many days will it take to to get the amount into our bank account.
2.For me why the status is mentioned as “Status Not Available”.
This is my first PF withdrawal.Do I need to submit any medical certificate for the same?
Kindly Help
Thanks
Abhi
Edit-CLAIM STATUS is Under Process
Dear Abhi Jha,
EPFO generally takes around 10 business days to process Online claims..
There is no need to provide any documents..
Dear Sir,
I had claimed online for withdrawal of my full PF fund (19 & 10C), Employee & Employer (form 19 )amount was transferred to my bank account but Pension fund (10C) is rejected 3 times after claimed ,my DOJ is 01.June.2016 & DOE is 31.March.2018, how can I withdraw my Pension fund, please suggest.
Thanking you
Dear Subir,
Is your total service period more than 10 years?
No, my DOJ is 01.June.2016 & DOE is 31.March.2018
Dear Subir,
Suggest you to submit your grievance to the EPFO via this link..
Did they mention any reason for EPS claim rejection?
Sir,
When I checked my Passbook then it is showing Error Code FO0001=4063, What is the meaning of This code.
Thanking You
Hi Mr. Srikanth Reddy
My self Sultan Ahmed i wiorked for adecco then tata motors i claimed tata motors pf but still not from adecco and i joined for the another company called teletext india, Now im trying to transfer from adecco to the teletext india it has not work out, so while working for the teletect india can i withdraw full pf of abandoned adecco or not please help
Thanks & Regards
Sultan Ahmed
Dear sultan ..Is your EPF a/c with Adecco linked to UAN? (Are all three accounts linked to same UAN and seeded with Aadhaar?)
yes sir, 100% i want to withdraw my adecco pf if it cant transfer to the my latest company teletext india
Dear sultan .. Any issue, why you can’t transfer? or you dont want to transfer??
no all ready i tried to transfer but in pf portal it is showing claim settled but for the 0 amount transfer to the latest company, thats way im want to withdraw my pf from adecco aa this trust is maintaning pf thier own,
Dear sultan.. Then in that case, you can approach your ex-employer (Adecco) and submit the withdrawal claim form..
Sir, I am working in MNC their PF is under Trust for Medical loan against PF they are asking Supportings ,Kindly let me know what kind of documents i need to submit
Dear LALITHAPRIYADHARSHINI,
As per the EPFO, no supporting documents (medical advice, lab reports, medical prescriptions etc) are not required for partial withdrawal (for the purpose of medical treatment)..
Hi Sreekanth,
On 18th Jan 2019, i have applied online claim with Illness. Today i got amount of 1,85,000 to my account. But i required more amount so i want to apply again with same reason(Illness). Is EPFO will allow for one more time partial withdrawl online?
Dear TNReddy,
I have noticed EPFO accepting up to 3 to 5 online claim withdrawals (partial) in a Financial year. (Subject to other eligibility conditions)
Thanks for inf Sreekanth…do have any idea about minimum gap required between two claims with Illness
Dear TNReddy,
I have observed some EPF members making partial claims for medical treatment back to back, but EPFO may reject claims after 3 to 5 consecutive online claims (in a FY).
Thanks for your valuable inf.
HI Sreekant Reddy
I working In organization since 7.5 years, I want Partial withdraw in my PF.
All approval is done by Employer and cannot apply directly under epfo site.
Reason for withdraw is Medical Emergency.
Please clarify.
I have to undergo surgery after 4 month, but I wanted utilize that money for other reason.
Tell me is there any problem May I face.
also How much money I can Claim.
documents need to submit.
My employer give Self declaration Form and Pf withdrawal application.
Thanks
Vijay.H
Dear vijay,
You can apply for partial withdrawal through EPFO member portal.
No documents need to be submitted.
“For the purpose of ‘medical treatment’, the least of 6 months basic wages (or) employee share with interest is allowed as partial withdrawal.””
Related article : Online EPF withdrawal process..
Hello Sreekanth,
I have requested for EPF Advance through Online Claim.
Please find the below details.
CLAIM RECEIPT DATE 09/01/2019
CLAIM FORM TYPE Form-31 (EPF Advance)
PARA DETAILS Illness
TOTAL AMOUNT APPROVED N/A
DISPATCH DATE N/A
CLAIM STATUS Status Not Available
REMARKS NA
1. In general,how many days will it take to to get the amount into our bank account.
2.For me why the status is mentioned as “Status Not Available”.
Now i’m working in my second company,i have requested for the PF Transfer from old PF to current PF account. Successfully it got transferred within 15 days.
That’s really great!!!
I got the full amount from the employee and Employer share but the Pension amount was not transferred.Could you please share the reasons for the same.
Thanks,
Raj
Dear Rajasekaran,
Online claims are generally settled within 10 to 15 business days.
Regarding EPS transfer, you may kindly go through this article @ What happens to EPS on Transfer of EPF account (or) when you switch Jobs?
Sir,
If I take advance from PF for treatment of my mother then –
1. Should I need to submit Doctor’s certificate?
2. Should I need to repay the amount?
3. My Employee share of Previous Company is Rs. 41329 & Present Company is Rs. 6602, I also transfer whole amount from previous to present Company and My current basis Salary is Rs. 9481, then how much amount I will get for treatment of my mother.
Please inform me.
Thanking you.
Dear Bivash,
As per the EPFO’s notification, there is no need to submit any documentary evidence. And there is no need to repay the advance amount.
But, have noticed that EPFO has asked for documentary evidence if the Partial claims are submitted often.
“For the purpose of ‘medical treatment’, the least of 6 months basic wages (or) employee share with interest is allowed as partial withdrawal.””
Sorry to say I don’t understand the meaning of “But, have noticed that EPFO has asked for documentary evidence if the Partial claims are submitted often.” – according to your reply, please elaborate what is the difference between partial claims and advance.
Dear Bivash,
If an EPF member claims advance too often, I have noticed EPFO (may) asking for documents (ex : Medical certificate)..
Advance or partial claim, both are one and the same..
Thank you
Dear Sir,
i have raise a claim to withdraw pf 50000 and my claim status was showing it is settled. So i have gone through the epfo website, it is showing
” Claim Form-31 (EPF Advance)(Illness) Claim has been settled. Payment sent
on- 17-JAN-19 via NEFT.”
I did not receive amount. what should i do ? will you please help me in that?
Dear KIRAN,
It takes 2 to 5 business days from the Claim Settlement Date to get the amount in bank account.