Last seen: July 31, 2026 6:58 pm
Hello dear @anuj, Good to see you here! Thanks for the motivating words and following my blog posts! Happy new year dear!
@kanta-malini The chain of gifts—from your mother-in-law (deceased) to your spouse, then to you—doesn't change the core rule: your cost of acquisiti...
Hi, Yes, the sale of the gold coin triggers capital gains in FY 2025-26 (AY 2026-27), so you cannot file a NIL return using ITR-1. Use ITR-2 instead...
@kvsuresh87 Yes, long term capital gains taxes (if any) are applicable if you sell/redeem your mutual fund units. But, kindly do not remain investe...
Hi, My suggestion would be to hold on to these investments for next 2 years or so. You may reduce your exposure to midcap and small cap funds and in...
Hi, My suggestion would be to hold on to these investments for next 2 years or so. You may reduce your exposure to midcap and small cap funds and in...
Dear Kishore ji, Thank you for being a loyal reader of my articles. Apologies for my very late reply. I am now active on this forum and will be so...
Hi, Thank you for being a loyal reader of my blog posts! Appreciate for being a disciplined investor for almost a decade and congrats on good perf...
Hi, I believe that there is no option to update 'mobile number' via icici bank internet banking or mobile banking. You need to visit the nearest i...
Dear Soni ji, I was referring investing the entire lump sum amount in mid-cap only funds. In case, your time-horizon is long term (say > 10 years...
Investing in one type of scheme alone and that too a lumpsum investment, may not be a good idea! You may pick one large cap index fund, actively man...
Hi, Provident Fund is a fixed income product, hence we should not compare the PF returns with NPS returns. The returns on NPS investments are not...
Hi, Do you have any existing mutual fund schemes in your portfolio? If yes, please share the MF scheme names.
You can cross check the schemes performance visa vi their peers and benchmark indices on moneycontrol website.
