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@ahujarahul-2209 Shift focus to broader Equity Mutual FundsInstead of ELSS, you can consider: Nifty 50 / Sensex Index Funds Flexi-cap funds Mu...

Hello @sriraj9, Great to see you’ve already started with Sukanya Samriddhi Yojana 👍 — that covers the safe + tax-efficient part very well. ...

@ahujarahul-2209 Hello, Thank you for being my loyal blog reader! May I know your investment objective and time-horizon?

Equity SIP gains (if any) are taxed as: Long-term capital gains (LTCG) @ 10% on gains above ₹1.25 lakh (after 1 year) Short-term gains @ 1...

.The Conflict: Practicality vs. Legality The EPFO Practice: In the vast majority of cases, the EPFO does not deduct TDS on interest earned post-emp...

Hi, Here is the clear cut explanation : If you retired with ₹50 lakh in your EPF and waited 2 years to withdraw it, the ₹50 lakh (plus interest earn...

Dear Anand, Here are my views; 1. Can you continue your PF account without contributions?Yes. Your UAN and EPF account remain active even if no co...

Since your basic protection needs (life and health insurance) are already in place, the next step is to focus on building a suitable asset allocation ...

I understand that you do not have a term life insurance cover. Suggest you to kindly first take a life insurance cover. You may term cover from any ...

Ok! May I know the TATA AIG life insurance plan name? Also, kindly do not depend on company provided health insurance alone. Advisable to take ...

@naveen Hi, welcome to ReLakhs Forum! Before answering your query, may I know if you have adequate life insurance coverage and whether your family...

@tarisai38 - Thank you for the inputs!

My first impression is - Your current portfolio is heavily tilted towards Mid/Small cap funds. Hope you are ok and comfortable with the higher volat...

You may attach file (or) can share READ ONLY link to your file, if that's ok.   Sree.

Hello dear @anuj, Good to see you here! Thanks for the motivating words and following my blog posts! Happy new year dear!