Sukanya Samriddhi A/c – List of Authorized Banks – Download Application form

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• I APPROCH ALLAHABAD BANK FOR STARTING SSA A/C ,BANK STAFF NOT KNOW ANY THING ABOUT SSA A/C

  • Dear varghese ..Visit nearest post office branch.

• Sir, my daughter d.o.b is 21/03/2005 Can i opened SSA for my girl child, which bank is best to open a/c and i want to contribuit Rs 1500 Per month after my child age 21 Year what amount returned.

  • Dear Sanjay,
    You can open the account. You may approach any bank or post office branch. Try opening at SBI. Click here to download the calculator ..

• Hi Dear,

  I would like to know what is the best date for next deposit (yearly or monthly basis)to get maximum returns & which one is good, monthly deposit or yearly deposit.?

  Thanks & Regards

• Hi, ICICI Bank i think very few branches are accepting.
  I think RBI should take action on this

  Thanks!
  Mayank

• If I save 1 lakh in Sukanya can husband show 50k for tax proof and I show 50K. How exactly can the parents show that for tax proofs

  • Dear Esther,
    Only the depositor has to claim the tax benefits u/s 80c.

    • Do u mean only guardian(either father or mother) in the account of the girl child can claim the deduction? So only one of them can use it for tax reduction? If guardian is mother and she later quits job can the father show it for his tax as he would pay the amount.

      • Dear Esther,
        It should same as PPF. Only Guardian who has name mentioned on Passbook/Account can claim the benefit.
        regards,
        Anurag

      • Dear Esther..i am not sure about your second query.

• pal muze mera a/c post office se banka me khulwana ho to kya karana padega

• Sir this finacial year for ssy interest rate is 9.2. The next 14 years interest rate will increase or decreese

  • Dear Salahuddin...Mostly it will be on par with PPF interest rates..

• I am interested in Skanya samriddhi scheme. However, I want to make an account with bank with fd of Rs.1.30 lakhs and interest portion to be transferred to the Sukanya schme directly by bank. Is it possible to make this. Either Post Office or bank. Kindly clarify immediately.

  • Dear Iyappan,
    I guess, Online transfer / Direct debit / ECS transfre facility is not provided for SSA accounts. However, kindly check with your banker if this facility is available.

• pls give detail that at the time of maturity the girl child can withdraw the money by herself or the with drawl can be done by the legal guardian who opens the account ?

  • Dear Jayanth,
    As far as I know, the girl child has to withdraw the funds.

    • can you confirm it that who can withdraw amount ? parent or girl child ?

      • Dear vishwanath..Girl child can withdraw the maturity amount.

• Dear Sir,

  i have opened my girl child account today ,right now i m in delhi on rented and having delhi voter id ,when i will go back to my native place den can i withdraw amount in my home town sbi bank or i have to come to delhi again for withdraw the amount after maturity.pls help

  • Dear Anil,
    You can transfer your SSA a/c too.