How to submit Online EPF Death Claim by Beneficiary? | Latest Online Procedure

“A sum of Rs 27,000 crore is lying as ‘unclaimed amount‘ in the EPF accounts”. That’s a huge amount!

The reasons for not claiming EPF Scheme benefits can be due to ignorance/ negligence on part of the EPF members, procedural delays by the EPFO or ‘no-claim’ made by the nominees/legal-heirs after the death of the subscribers.

To make things easy for EPF members & their beneficiaries, the EPFO has recently launched two online functionalities – a revamped version of e-Nomination facility for filing nomination form by the EPF members and an online provision for EPF death withdrawal claim by beneficiary.

The e-Nomination functionality is available at Member Interface of EPFO Unified Portal. Any member having activated and Aadhaar seeded UAN (Universal Account Number), can avail this online facility.

Related Article : ‘How to do EPF e-Nomination with Beneficiary Aadhaar & Photo? | Latest & New Online Procedure

Using this e-Nomination online facility an EPF member can update or change his/her nominee or beneficiary details online. Also, Aadhaar number of beneficiary is mandatory for the completion of e-nomination procedure.

In the event of demise of the member, his/her nominee or beneficiary can submit EPF Composite Death Claim Form, based on OTP on his/her Aadhaar linked mobile.

Currently, a beneficiary of EPF member has to submit Death claim form to the member’s employer or the EPFO in offline mode only.

Related Article : ‘How to make EPF Death Claim by Nominee of a Subscriber via offline mode? | EPF/EPS/EDLI Scheme Benefits

With the launch of these new online functionalities, even PF death claim form or EPS Pension Claim form can now be submitted online through EPFO UAN member portal.

(EPF Composite Death Claim Form is a single form to claim EPF – Form 20, EPS Pension – Form 10D & EDLI claim – Form 5IF.)

Aadhaar based Online EPF Death Claim by Beneficiary – New Process

Components of EPF

Upon the death of an EPF member, his/her beneficiary can make three types of withdrawal claims;

  1. EPF Withdrawal Claim (Form 20)
  2. EPS Pension Claim (Form 10D) &
  3. Life Insurance Claim under EDLI Scheme (Form 5IF)

With the launch of new online facility, EPF member’s beneficiary can submit these claim forms or composite claim form online.

However, the pre-requisite is an EPF member should have updated the nominee/beneficiary details under e-Nomination link of UAN member portal. If so..

Online EPF Death Claim filing option in EPFO Member Portal
  • The beneficiary has to provide below details and these should be as per the EPFO records.
EPFO Death Claim |Form 10D, Form 20 & Form 5 IF Online Application
  • Click on ‘Get Authorization Pin’. An authorization pin will be sent to the beneficiary’s Aadhaar linked mobile number.
  • Once you (beneficiary) submit the pin, you can file the PF death claim forms online with the EPFO.

In case of death of a member, advisable to file the death claim by the beneficiary, maximum within 3 years of the date of death of the subscriber.

I hope you find this article useful and informative! Do share this information with your family members. Cheers!

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(Post published on : 02-August-2019)

This post was last modified on July 12, 2023 4:18 pm

Sreekanth Reddy

Sreekanth is the Man behind ReLakhs.com. He is an Independent Certified Financial Planner (CFP), engaged in blogging & property consultancy for the last 14 years through his firm ReLakhs Financial Services . He is not associated with any Financial product / service provider. The main aim of his blog is to "help investors take informed financial decisions." "Please note that the views given in this Blog/Comments Section/Forum are clarifications meant for reference and guidance of the readers to explore further on the topics/queries raised and take informed decisions. The information provided, therefore, should not be viewed as financial, legal, accounting, tax or investment advice."

View Comments

  • the login for the death claim for my father is getting repeatedly failed even after entering all the details correctly. What could be the exact reason?

  • I am thankful to the writer for wrting this one.

    I have a question. In case of a single ( unmarried ) person, if he has nominated his father only ( although both are surviving). Can his father process online withrawal PF for 100% amount OR both of his parents need to be 50% beneficiary.

  • Hi Sreekanth,
    You are doing great service to lot many people. Appreciate it a lot.

    I have a question regarding claiming EPS when employee died while on service. The nomination has name of wife, he left wife and 8 year old daughter behind, while filling composite claim form should we mention just the wife name as claimant or wife and daughter both?

    Does the pension amount will be more collectively if wife and daughter both named as claimant?

    Thanks,
    M Dhawan

  • Dear Sir,

    when i go with Death claim filling by beneficiery and the required detail then an error comes:

    ORA-20001: ORA-06502: PL/SQL: numeric or value error: character to number conversion error ORA-06512: at "UNIFIED_PORTAL.PKG_DEATH_CLAIM_BY_BENEFICIARY", line 189 ORA-01403: no data found ORA-06512: at "UNIFIED_PORTAL.PKG_DEATH_CLAIM_BY_BENEFICIARY", line 324 ORA-06512: at line 1

    Pl. suggest what to do

  • Death ke baad e nomination compleet kiya ab humne Death claim filling by beneficiary karne jaate hain to massage aata hain " Death ke baad nomination compleet hua" ab hum aapse jan na cahate hain ki kaya member ke family ko pension nahi milega. Jankari dijiyega main aap ka avar rahunga.Thanks

    • Dear Brishti,
      A PF Scheme member’s family becomes eligible for the monthly pension benefits in the following cases:

      In case of death of the member while in service and the employer has deposited funds in his/her EPS account for at least one month (or)
      If the member has completed 10 years of service and dies before attaining 58 years of age (or)
      In case of death of the member after the commencement of the monthly pension.

      You may go through this article for more details - How to make EPF Death Claim by Nominee of a Subscriber? | EPF/EPS/EDLI Scheme Benefits

  • UAN offlate has been a pain. They keep on changing their site and procedure for good.
    But worst part is, it only works for a few days and no continuos maintenance.

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