Need suggestions regarding my MF SIP investments

Thanks Sree. Basically I am following your advise.  

The below points only I am lacking. Like How to change or modify the portfolio over a period of time (Like after a year)

Do note that portfolios of MF Schemes do change over a period of time. So, performance review, overlap check, re-balancing etc should be done periodically.
Thanks & Regards,

Raja Rajagopal

Dear Raja.. Advisable to take help of a fee only financial planner (one to one consultancy).

Hello Sree,

Good Morning. Thanks for reply.

Below are the ongoing SIP in my name and my spouse name.

L&T Mid cap – Rs. 3,000
L&T Infrastructure – Rs. 1,000 (planning to stop after Dec month)
Franklin Build India – Rs. 1,000 (planning to stop after Dec month)

and for tax purpose
ABSL Tax Relief 96 – Rs. 3,000
Mirae Asset Tax Saver – Rs. 3,000 (Apart from PF and VPF)

In my spouse name:
————————-
HDFC Hybrid EQ – Rs. 3,000
Mirae Asset Large Cap Fund – Rs. 4,000
Nippon Small Cap – Rs. 2,000 (Started a year back as Regular Plan)

Please advise.

Thanks & Regards,
Raja Rajagopal

Hello Sree,

For the ongoing SIP, I will continue my SIP till I can. But for the FIBC and ABSL Pure value fund, instead of keeping it in not performing fund, I thought of change it to some other good fund for 3 years. That’s what I mention the horizon period is three years.

Thanks,
Raja Rajagopal

Thanks Sree. will check that. and move money from value oriented fund to good multi-cap fund.