Sir
Could you please suggest any individual health insurance for my father who is 71 years old and diabitic.
9 Answers
Hi,
You may kindly go through below articles and revert to me if you have any more queries..
Sir
I went through them but unable to analyze them as there r many plans with diferent options .Based on my fathers information which i have shared could u plz suggest any one of insurance among many.
Hi,
Each plan has its own pluses and minuses. You are the best person to decide on it.
You may have a look at Star Health Diabetes Safe Plan.
You can also use insurance comparison portals to shortlist the plans.
Best Health Insurance Comparison Websites / Portals
Thank you sir,
Since in star health co pay is there,Is it possible to take
one more top up plan with star health
claim co-pay amount from top up plan?
Hi,
In most of the Senior citizen plans, co-pay can exist.
I did not get your query on top-up, kindly re-phrase it..
Related articles :
Hell sreekath
1)If i buy 2 health insurance for my father one is regular and another one is top up family floater .In case regular insurance has 10% co pay ,we have to pay 10% amount claimed , can I claim that co pay amount from another health insurance which is a top up plan.
2)Apollo Munich is having two options without co pay and with co pay is it to good go for it.
3)regarding sub limits which health insurance is better.
- 4)can I purchase top up plan directly my father without having the regular plan ?then what are the advantages and disadvantage
- 5)which are the health insurances having good claim settlement ratio.
Hi,
1 - It is not possible to use the policy only to meet co-pay expenses. Kindly go through the suggested links to understand how super top up or top up plans work.
2 - You need to take decision as per your requirement.
4 - Yes, you can buy a top up plan without buying a regular one. Kindly note that Super Top up plans are better than top up ones.
5 - Kindly read ;
Latest Health Insurance Incurred Claims Ratio 2016-17 | IRDA Annual Report
1)If I buy only a super top up health insurance policy with 10 lakhs sum assured and 3 lakhs threshold.(consider I don't have any other regular policy) if claim amount is 2 lakhs.Is it possible to claim 2lakhs from super top up plan?
2)are super top up plans cashless
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