Reserve Bank of India (RBI) has issued a notification on 11th March 2015, authorizing 28 banks to open Sukanya Samriddhi A/c. SSA (Sukanya Samriddhi Account / Yojana) is a Small Savings Scheme launched by our honorable PM Shri Narendra Modi. Sukanya Samriddhi Account/Khatha is a Government’s Small Savings Special deposit Scheme for girl child. This scheme is specially designed for girl’s higher education or marriage needs.
Below is the list of banks where you can open Sukanya Samriddhi Account. RBI has authorized these banks to accept Sukanya Samriddhi Applications.
Click on the below image to download Sukanya Samriddhi Account (SSA) application form (Sukanya Samriddhi A/c opening form in PDF format).
Click on the below image to download the specimen of Sukanya Samriddhi Account Passbook (5 pages).
Kindly note that Sukanya Samriddhi A/c can also be opened in Post office (Daak Ghar. Sukanya Samriddhi Yojana Account can be transferred from a bank / post office branch to other bank / post-office branch.
Latest News : Interest Rate on SSA has been increased to 9.2% for Financial Year 2015-2016. This is effective from 1st April 2015.
For more details on Sukanya Samriddhi Account interest & maturity amount calculations, terms & conditions, features, tax benefits (Section 80C) details etc., kindly read my below articles;
This post was last modified on July 10, 2023 6:31 pm
Filing your Income Tax Return (ITR) is not just about meeting deadlines—it’s about choosing the…
Retirement planning in India is often misunderstood. Many people think any long-term savings or investment…
You’ve probably seen the same property quoted at different prices. One person says ₹60 lakh,…
Buying insurance is easy. Getting your claim settled—that’s where the real test begins. For any…
Gifting immovable property—like land, plots, or houses—is super common in India. Families often do it…
Most people believe that investing alone is enough to create wealth. But in reality, many…
This website uses cookies.
View Comments
Dear Sir,
The clause about ’14 years’ is not clear. Is it that we can invest till the girl attains 14 years of age or we can invest for 14 years from the date of opening the account.
And what if the girl child is 10 years old when opening the account? Can we invest 5 years only or till she attains 21?
Regards,
Swaminathan
Dear Swaminathan,
As per Govt's gazette, the contributions can be made for 14 years from the date of account opening.
VERY VERY USEFUL GIRL CHILDS THANK U SIR
IDBI,bhagatpur Balia has denied that they dont have any information regarding such type of account
SBI branch at Katwaw in West Bengal told that they did not know the scheme.
Has the banks started accepting to open this account, since I visited SBI yesterday, ie 12 March 2015 and the staff asked me that its happening at post office, may be they will take a week or so to start rolling out...
Dear Dilip,
RBI has issued a notification to 28 banks, authorizing for opening SSA accounts. Looks like, Banks may take some more time before they start accepting the application forms..
Post office branches have started opening the SSA accounts.
Since its March, no bank will open account. Banks may start opening account from 1st week of April.
Dear Sanyam,
Thank you for sharing your views.
Banks have received the RBI's notification on 12th march 2015. Also, they are not yet ready with the required infra set-up (software requirements) to execute the account opening formalities. Whereas, some of the main Post office branches are accepting the applications, most of the branches received the circular (their internal circular dated 21-01-2015)) in the month of January itself.
Since its March, no any bank will open sukanya account. Banks may start opening account from 1st week of April. it is possible or not. and one thing transfer money at sukanya account from our account are possible or not.
Please help on this...
Dear Vishvdeep,
You may try opening the account in Post office.
Are you referring to online deposit facility?
Dear Sreekanth ... I shard your post to my friends also and one more thanks from all of those to your hard work.
Thank you Pankaj.
Good job Reddy sir.
Thank you Shweta...!
thanks for update
Thank you Sreekanth. Great work, A complete guidance to all of those who are searching for Sukanya Samriddhi A/c and its procedure.
Dear Pankaj,
Thank you for your appreciation!