Reserve Bank of India (RBI) has issued a notification on 11th March 2015, authorizing 28 banks to open Sukanya Samriddhi A/c. SSA (Sukanya Samriddhi Account / Yojana) is a Small Savings Scheme launched by our honorable PM Shri Narendra Modi. Sukanya Samriddhi Account/Khatha is a Government’s Small Savings Special deposit Scheme for girl child. This scheme is specially designed for girl’s higher education or marriage needs.
Below is the list of banks where you can open Sukanya Samriddhi Account. RBI has authorized these banks to accept Sukanya Samriddhi Applications.
Click on the below image to download Sukanya Samriddhi Account (SSA) application form (Sukanya Samriddhi A/c opening form in PDF format).
Click on the below image to download the specimen of Sukanya Samriddhi Account Passbook (5 pages).
Kindly note that Sukanya Samriddhi A/c can also be opened in Post office (Daak Ghar. Sukanya Samriddhi Yojana Account can be transferred from a bank / post office branch to other bank / post-office branch.
Latest News : Interest Rate on SSA has been increased to 9.2% for Financial Year 2015-2016. This is effective from 1st April 2015.
For more details on Sukanya Samriddhi Account interest & maturity amount calculations, terms & conditions, features, tax benefits (Section 80C) details etc., kindly read my below articles;
This post was last modified on July 10, 2023 6:31 pm
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hi! we have a ppf a/c on my child name. Shall i open sss a/c also
Dear Lakshmi,
Kindly go through my article : Kid's Education planning goal.
I had open Sukanya Samruddi Account in my nearest post office, now i heard this is available in banks also, is there a way where in i can transfer SSA account to my SBI or IDBI bank. Request advise on this.
The main reason is through online i can transfer to the account, currently in most of the post offices there is no online facility, i heard they are going to make online, but not sure when they will be online.
Dear Pratap,
Yes, there is no update or clarity on online facility and by when will it be ready..so we need to wait for this to happen.
Yes, you can transfer the account from post office to a bank. Kindly contact your post office branch for the transfer.
I have two girl chld I want to open sukanya samriddhi youja a/c for both the child in corporation bank vivek vihar delhi branch but the Banks says no facilty to open the above account then what can I do.
Dear Amit,
Approach the nearest post office branch or any nationalized banks like SBI.
i want know my savings account balance in post office under SSA schme333
Dear sir/madam
I want to open SSA account in sbi bank. Now I have little bit confused that before maturity SSA a/c if my daughter gets married then how can i widrow money from SSA account.
Dear Sanjan,
You can withdraw fund amount either on maturity or on marriage, whichever happens first.
Dear Sir/Mam
We have three girl children s, so i can open all of three ? SSA
Dear Ravi,
You can open two SSA accounts only. (Do you have twins?)
I was open a sukaniya account in post office. Now i want to know that Can I transfered the sukaniya account from post office to SBI Bank. If it is possible then please inform me the process.
Dear Ambesh,
Approach nearest SBI branch and they will guide you.
Thanks for the sharing useful information..
It;s really very helpful..
Thank you Deepak. Keep visiting!
Dear Sir,
I have opened SSA account in a post office. Can i deposit the premium amount at anywhere post office? if not when the govt goes to convert this SSA account into computerized?
Please reply sir...
Dear John,
I am not too sure about when computerization is going to take place (online facility). I believe you can deposit from any post office branch (you may transfer the SSA a.c)
Thanks for all the good post. When are SBI likely to activate Sukanya Samruddhi account. From where can we get these details. Thanks for not advising to go to nearest post office. regards
Dear Gangadhar,
The best way to get info is to visit the nearest SBI branch at your location.
my nearest sbi branch maneger say we can open ssy a/c becouse no gide lines will isue by the head office my brach code 11947 ghaziabad u.p.
Dear Uma Shanker,
Visit nearest post office branch.
I visited SBI,Kakkanad,Kochi,Kerala branch two weeks back and they said that Sukanya Samridhi account opening has not yet started for them. Have the private banks in the list started off?
Dear Shiyas,
I believe that most of the banks are yet to accept SSA applications. Suggest you to approach nearest post office branch.