My MF Portfolio Analysis

Q & A ForumCategory: InvestmentsMy MF Portfolio Analysis
Shrikanthmaddy asked 7 years ago
Hello Srikanth, Kindly review my MF portfolio. Most of my SIP's are on the MF's suggested in your yearly review. Goal is clear my home loan (40L) in next 8years. SIP is currently running for 20K per month on Franklin India Opportunities Fund - 5K Mirae Asset Emerging Bluechip Fund - 5K Reliance Small Cap Fund - 5K Aditya Birla Sun Life Equity Advantage Fund - 5K. Please note all above are Growth-Direct plans. This is my overall scheme details & current value. Kindly advice on any continue/drop or to start any new scheme SIP. Thank you, Srikanth Aditya Birla Sun Life Equity Advantage Fund - Growth-Direct Plan 117,781.02 Aditya BSL Pure Value Fund - Growth-Direct Plan 10,020.67 Canara Robeco Emerging Equities-Direct-Growth 52,714.12 DSP Small Cap Fund-Direct-Growth 1,589.97 Franklin India Focused Equity Fund - Direct-GROWTH 16,962.71 Franklin INDIA OPPORTUNITIES FUND - Direct-GROWTH 78,699.59 Franklin India Smaller Companies Fund - Direct-GROWTH 30,869.79 HDFC TaxSaver - Growth 40,883.68 ICICI Prudential Value Discovery Fund - Direct Plan - Growth 31,388.27 L&T Tax Advantage Fund - Growth 15,117.37 Mirae Asset Emerging Bluechip Fund - Direct Plan - Growth 65,450.45 RELIANCE GILT SECURITIES FUND - DIRECT GROWTH PLAN GROWTH OPTION 16,937.13 RELIANCE SMALL CAP FUND - DIRECT GROWTH PLAN GROWTH OPTION 62,004.49 SBI Magnum MidCap Fund - Direct Plan - Growth 1,473.27 SBI Magnum Tax Gain Scheme - Regular Plan - Growth 21,977.01 Tata Equity P/E Fund Direct Plan - Growth 30,618.32 Tata Hybrid Equity Fund- Direct Plan - Growth 31,070.06 UTI-MID CAP FUND - DIRECT PLAN - GROWTH 27,338.23
Shrikanthmaddy replied 7 years ago

Thank you Srikanth. I would close out few my mutual funds.

Could you please kindly advice the two best performing Small Cap Funds that I should divert my SIP’s to.

Sreekanth Staff replied 7 years ago

You may consider your exiting Franklin Smaller Cos fund itself.

1 Answers
Sreekanth Staff answered 7 years ago
Hi, SIP Portfolio : In case your investment horizon is 5 to 8 years, you may reduce allocation to Small cap fund. Mirae Emerging & Birla Equity Adv funds are from same fund category ie Large+Mid-cap oriented. Their Portfolios overlap by around 37%. You may reduce allocation to small cap fund and divert the amount to either of the two Large+mid-cap funds.   About the remaining list : You have way too many funds in your MF Portfolio. You may try trimming down your portfolio. You may avoid investing in funds from same Fund category.    Related articles :
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