Enquiry – Life Insurance Plans?

Hi, You may take a term plan from any insurance company of your choice, it should not be of any issue. But do disclose all the required information in the proposal form accurately and honestly, that's it! Suggest you to buy directly from the insurer through their websites (if you are convenient buying online), instead of buying from web aggregators like policybazaar. Kindly read : https://www.relakhs.com/best-online-term-insurance-plans-india/ https://www.relakhs.com/hdfc-life-click-2-protect-3d-plus-review/ https://www.relakhs.com/iprotect-smart-icici-prudential-new-term-insurance-plan-features-benefits-review/ https://www.relakhs.com/aegon-life-iterm-insurance-plan-benefits/   You may consider buying a basic cover under Term plan and then its advisable to buy a Stand alone Personal Accident cover.  https://www.relakhs.com/best-personal-accident-insurance-policies-in-india-details-comparison/   Do you have medical insurance cover? (for self & family)

Hi, Suggest you to buy a term plan and a separate Personal accidental plan (accidents can happen anytime and anywhere). You may then consider buying a Mediclaim (may be a family floater), in case you want to enhance the sum assured, you may consider a Super top up health plan later on. Kindly read : https://www.relakhs.com/best-family-floater-health-insurance-plans-details-checklist-comparison/ https://www.relakhs.com/factors-tips-best-health-insurance-plan-india/ https://www.relakhs.com/top-up-health-insurance-plans-super-top-up-india/   For long term goal planning, kindly read : https://www.relakhs.com/retirement-planning-calculator-3-easy-steps/ https://www.relakhs.com/calculate-kids-education-goal-amount/  

Hi, Kindly go through below articles on FDs & importance of taking risks for long term goals ; https://www.relakhs.com/avoid-fixed-deposits-rds-for-long-term/ https://www.relakhs.com/long-term-investment-horizon-importance-examples/ https://www.relakhs.com/mutual-funds-subject-market-risks/