Online filing of Income Tax Return is paperless, only if the person has a digital signature. Taxpayers who did not have a digital signature had to post a physical copy of the ITR V form to the Central Processing Centre (CPC) in Bengaluru, within 120 days of filing tax returns online.
Good news.. The Central Board of Direct Taxes has issued a notification on 13th July,2015 regarding the usage of Electronic Verification code for verifying the Income Tax Returns (ITRs) that are filed electronically. If you e-verify your Income Tax Return using EVC, no need to mail (post) ITR V physical copy to CPC Bangalore.
In this post let us understand – What is Electronic Verification code? How to generate EVC? What are the different modes of generation of EVC? How to link Aadhar number to your PAN in e-filing website? How to do an electronic verification of Income Tax Return (e-verify)?
What is Electronic Verification Code?
- The Electronic Verification code would verify the identity of the person (Verifier) furnishing the return of income and this can be be generated on the E-filing website of Income Tax Department.
- The EVC can be used by a Verifier to verify his ITR 1 / ITR 2 / ITR 2A / ITR 3 / ITR 4 /ITR 4S. Karta of an HUF (Hindu Undivided Family) also can use the EVC to verify the returns.
- The EVC would be unique for an Assessee PAN and will not be valid for any other PAN at the time of filing the ITR.
- Only one EVC can be used to validate one ITR of the assessee irrespective of the Assessment Year or Return filing type (ie original or revised returns).
- The EVC will be stored against the Assesse’s PAN along with the other verification details. The EVC is valid for 72 hours.
- The Verifier can use more than one mode to obtain EVC and can generate the EVC multiple times.
Latest News (29-July-2016) : The last date for filing Income Tax Returns for Assessment Year (AY) 2016-17 has been extended to August 5, 2016.
Modes of generation of EVC
Electronic Verification code through Net-Banking
- The EVC can be generated after the verifier (Assessee) logs in to the e-filing website through Net banking. The specified banks registered with the IT Department provide direct access to the e-filing website through Internet Banking facility. These banks provide this facility to all the account holders whose bank accounts have a validated PAN (as per KYC norms). The account holder can access his / her bank’s internet banking website through his / her internet banking ID / password and can seek redirection to e-filing website, where he/she can generate the EVC. The EVC will be displayed and also sent to the registered mobile number. This EVC can be used to verify the Income Tax Return.
- If you click on ‘income tax e-filing’ after log in to your net-banking account then you can find options as below. You can select step 2 ‘Click on generate EVC link’ to generate new EVC. (I have got the below options after logging into my ICICI Bank net-banking account and after opting for ‘Income tax e-filing’ option under ‘Manage your taxes’ menu.)
- The banks which provide this facility as of now are – Allahabad Bank, Andhra Bank, Axis Bank Ltd, Bank or Baroda, Bank of India, Bank of Maharashtra,Canara Bank, Central Bank of India,City Union Bank Ltd, Corporation Bank-Corporate Banking, Corporation Bank-Retail Banking, Dena Bank,HDFC Bank, ICICI Bank, IDBI Bank, Indian Bank, Indian Overseas Rank, Kotak Mahindra Bank, Oriental Bank of Commerce, Punjab National Bank, State Bank of India, Syndicate Bank,UCO Bank Union Bank of India, United Bank of India, Vijaya Bank .
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Electronic Verification code using Aadhar One Time Password (Aadhar OTP)
- You can link your Aadhar with your PAN on the e-filing website. Once the linking is successfully done, the Electronic Verification code can be generated and will be sent to your mobile number registered with UIDAI Aadhar. This Aadhar OTP is the EVC and can be used to verify your ITR. OTP is valid for 10 minutes only.
EVC using Bank ATM (Automatic Teller Machine)
- You can use this mode if your ATM card is linked to PAN verified bank account and your bank is registered with the IT department. You can access your Bank’s ATM using ATM PIN and can select ‘generate EVC for ITR filing’ option on the ATM screen. The EVC will be sent to your registered mobile number.
Latest News (04-June-2016) : State Bank of India (SBI) is the first bank to launch ‘ EVC through ATM ‘ facility which will facilitate its customers, who may not have a net-banking account, to e-verify their income tax return. Other banks are expected to launch this facility soon.
Latest News (30-July-2016) : Electronic Verification Code (EVC) can now be generated through AXIS bank and Canara bank ATMs too.
EVC through e-filing website
- Where the total income as per ITR is Rs 5 Lakh or below and there is no Refund claim, you (assessee) can generate an EVC one the E-filing website. The code will be sent to the Registered email ID / Mobile number of assessee.
Once you have received your Electronic Verification code, you can login to e-filing website to e-verify your Income Tax Return which you have already uploaded or submitted online.
Latest News (23-Jan-2016) : In addition to the above modes, the Income Tax Department has now included two more modes through which you can e-Verify your ITR. You can now e-verify through Bank Account (or) Demat account modes also.
- You have to provide Demat account number, email id and mobile number. These details, along with Permanent Account Number (PAN), would be validated against the information with depository (CDSL/NSDL). The Generated EVC will be sent by e-filing portal to your email id and or mobile number which is verified from CDSL or NSDL. You can use this EVC to verify your ITR electronically.
- The e-Filing website of the Income Tax department would now provide a facility to pre-validate your bank account details. You (tax assessee) will have to provide bank account number, IFSC code, email id, and mobile number and these details will be validated against the details of the tax payer registered with your bank. The Generated EVC will be sent by e-filing portal to your email id and/or mobile number verified from bank.
How to e-verify Income Tax Return?
- Log in to e-filing website using your login credentials.
- Click on e-file menu option and then click on ‘e-verify return’ option.
- The pending ITRs for e-verification will be displayed as below. Click on ‘e-verify’.
- You can find three options as below to complete the e-verification process.
- If you already have the Electronic Verification code, you can enter it by selecting ‘option 1’. Otherwise, you can proceed with either option 2 or option 3.
- If you select option 2, below sub-options will be displayed.
- If you select option 3 then you need to link your Aadhar number to PAN and get OTP.
- Once you submit EVC (generated through any of the above options), the entire process of verification of your ITR is complete. There is no need to send (mail) ITR V physical copy .
- You may check the status of your ITR. It should be displayed as ‘successfully e-verified’.
- Once you successfully verify your Income Tax returns, you can download the ‘Acknowledgment Form’. This form looks similar to ITR V.
- Kindly note that do not send this form to CPC Bangalore.
I hope you find this article informative. If you have any queries on Electronic verification code and how to e-verify your Income Tax Returns AY 2015-16, kindly ask your queries in the below ‘comments’ section. I will surely reply to them 🙂
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(Image courtesy of hywards at FreeDigitalPhotos.net)
This post was last modified on July 10, 2023 8:57 pm
View Comments
EVC PROCEDURE IS COMPULSORY OR WE CAN SEND TO BLR AS SEND PRIORLY ANY PROBLEM IF EVC NOT GENERATED . CAN YOU GIVE ME SUGGESSION IF MY ITR REFUND IS PENDING SO LONG WHICH I HAVE NOT RECD. EVEN DONE RECTIFICATION REQUEST SO MANY TIMES ( AMT. IS ALREADY REFLECTED IN 26AS) WHAT TO DO ?
Dear Hansa.. E-verification of ITR is not compulsory. It is an optional provision.
Dear Sreekanth,
I have submitted ITRV and also verified electronically (via e-filing through net banking) and I Rs 4000 to claim as refund for the investment I made after my office payroll cut off date, Since I am not suppose to send ITR V copy to Banglore, How IT dept will verify my addtional investment of 20000 (for which I am claiming 4000 refund)
Please provide your input
Dear Ritesh,
Even the documents that you submit to your company are not shared with Income Tax department. Remember, an individual has to do 'Self assessment' and file the income tax returns, that's it. If there are any discrepancies etc., IT dept may issue notices or ask for explanations (that time the tax assessee should submit or show all the valid investment proofs)
EVC Code is mandatory in all below mention cases & if i send the ITR-V to banglore.
When the EVC code gnerated before return & or after return.
1)Income is below Rs 5 Lakh and Refund,
2)Income is below Rs 5 Lakh and NO Refund,
3)Income is above Rs 5 Lakh and Refund,
4)Income is Below Rs 5 Lakh and NO Refund,
I file return on 21/07/2015 on IT site income is 378000/ & refund claim 920/-- & generate today EVC code but i same entered in IT side for verification of return than screen display mismatch code.
How can resolve this matter.
Dear NATHURAM,
What is the mode through which you generated the EVC?
if income more than 5 lac and refund available so can I generate EVC code?
Dear Anil,
Yes, you can generate using Net-banking or ATM or Aadhar modes.
Thanks for the information.. Its was very useful...
I am using Citibank which is not listed for EVC netbanking and since my salary is above 5 lakh, the EVC generated using email/mobile is showing as not valid. I have not received the ITR form now.
Please suggest
Dear Gowri,
Try through Aadhar link, if you have..
I do not have Aadhar now. So the only option left is courier. The netbanking account which we give for verification, does it need to be our salary account or we can give any other personal account? can i use my brother's netbanking for e-verification?
Dear Gowri,
It need not be a salary account. I have provided the list of banks that are providing this provision.
I do not think you can use your brother's account as PAN mismatch will happen.
Thank you very much for the answers . Sreekanth Reddy.
This blog was very helpful
It is compulsory to evarify return ...can I send hard copy to cpc
Dear Nirav,
E-verification of ITR is an optional provision. Yes, you can send hard copy of ITR V to CPC.
I have e-filled ITR by e-verification. I have refund. But if I don't send ITR-V copy to CPC then how they can get information about saving for which refund will be credited. Please let me know this?
Dear Anup,
Your e-verification is as good as sending ITR V copy to CPC. Are you referring to Savings bank a/c ?
The refund amount will be credited to the bank account that you might have mentioned in your ITR.
Thank you very much for posting such a wonderful article.
Keep visiting dear Snehal :)
Dear Sreekanth,
Thank you very much for posting such a wonderful article and providing selfless services to others.
I accidentally clicked 'Generate EVC' and the same has been generated even though I have yet to file the return. Can you please tell me if I can regenerate EVC after expiry of 72 hrs.
Thanks,
Binod Khandelwal
Dear Binod,
You can generate EVC multiple times.
Thanks a lot!
Your post on EVC and ITR filing related topics helped me a lot in filling ITR-2, which I was quite fearful of considering the various schedules contained in it. Especially your article on EVC is bang on time.
Regarding generation of EVC, I was confused with the statement (Only one EVC can be used to validate one ITR of the assessee irrespective of the Assessment Year or Return filing type (ie original or revised returns) in your article.
Dear Binod,
Thank you for your kind words.
Clarification - The assesse can generate multiple EVCs, but can use one EVC to e-verify and once it is done, can not use any more EVCs to e-verify that ITR. Also, the EVC can be used for original (regular) return verification and also for 'Revised Returns' .
Dear Sreekanth,
Thank you for being so prompt in reply.
Can you throw some light on tax treatment with regard to interest on Savings A/C. There is a lot of confusion w.r.t Sec 80TTA. Is the interest earned exempted or deductions available on it? Can I show it as exempt income?
Kindly post detailed information for Sec 80TTA or if its already there in your blog, pl provide the link as I could not find it here.
Regards,
Binod Khandelwal
Dear Binod,
The interest earned on Savings A/cs are exempted up to Rs 10,000. Do note that the deduction is restricted to Rs 10,000 or actual interest whichever is lower. The account can be held at bank / post office / co-operative society bank.
This deduction is over and above the section 80c Rs 1.5 Lakh limit. This section is applicable from AY 2013-14.