I currently have 4 SIPs running. They will complete 3 years by end of Mar 19. All are direct, growth.They are:-
a) SBI BLUECHIP
b) ABLS BANKING AND FIN SERVICE
c) DSP BR SMALL CAP
d) SUNDARAM SELECT MIDCAP
I would like to continue in SAME SECTORS. Pl advice if I should continue in same funds or change to other MF.
I am a pensioner and there is NO redemption pressure.
The objective is to earn better returns than FD / RD (post tax) and the time horizon is another 5 to 10 years..
Your portfolio has high risk profile. It consists of one mid-cap, one small-cap and one sector oriented MF Schemes.
If your investment horizon is less 5 to 10 years, you may retain your bluechip fund, can add a balanced fund and/or a Mutti-cap fund. You may reduce allocation to Mid/small cap funds.
Kindly read :