An EPF (Employees Provident Fund) member can withdraw his/her PF balance partially for different kinds of purposes like ; for purchase of House / Flat, Site, Construction of house, to meet marriage expenses etc.,
An EPF subscriber can also take EPF advance for the purpose of medical treatment of self / family members. As of now, to make a partial withdrawal for medical treatment, a member has to submit a doctor’s certificate (medical certificate) along with the partial withdrawal form.
To add further convenience to EPF subscribers, an EPF member will no longer be required to submit any Medical certificate or any other certificate or document or proforma whatsoever to avail PF advances for medical treatment purposes.
This new guideline has been included and amended under paragraph 68-J or under paragraph 68-N of EPF Scheme 1952.
The EPFO has recently introduced single page Composite Claim Form for full / partial withdrawals. You can use these new forms to take PF advance for medical treatment.
A couple of weeks back, the EPFO has also allowed its members to withdraw up to 90% of EPF balance for purchase of House / flat / site / construction of house.
It is nice to see these new initiatives being taken up by the EPFO but they also need to make sure that their online portals are up and live 24/7 (EPFO UAN based portals have been down due to some technical issues for the last many weeks). Also, let’s hope that EPFO will launch their online PF withdrawal facility soon 🙂
A word of advice ; Your EPF contributions / savings are meant for your retirement (long-term). So, think twice before you withdraw your PF money. Try out all the options and sources to fund your expenses or needs. EPF Partial Withdrawals should be your last resort.
(Post first published on : 28-April-2017) (Source : PIB)
This post was last modified on December 22, 2025 11:09 pm
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4 days pahlay 31 epf submite kiya
Mera bank details pan card aAdhar card and election card 4 month pahlay UAN may update kordiya to mereko kitna din bad miljiga
Dear Sahar,
If it is offline claim, EPFO may take 2 to 4 weeks to settle the claim.
Online claims are generally settled within 10 days.
Hi, I have applied for PF advance for illness purpose 5 days ago. Is there any minimum service period to claim advance for medical purpose. I have completed 5 months of my service now.
Dear Pintu.. Yes, there is no minimum service period condition for the said purpose. Kindly read : EPF partial withdrawal options & rules..
Thank you.
Hi,
I would like to know if i with partial amount from my PF i would like to know do I have to refund that amount or it is non refundable?
I have to 2 PF account one is with ma previous company where i have served almost 2 year. Do i have transfer that amount to my new PF account and then claim?
And how long this procedure take place for getting transfer and for settlement. Please help with the info.
Thank you.
Dear Armaan,
There is no need to re-fund the withdrawal amount.
The online procedure for transfer can take anywhere between 7 to 15 days.
Dear Srikanth,
How long it will take for PF Advance to process?
thanks,
Ananth
Dear Ananth,
TDS is not applicable for partial withdrawals.
EPFO generally settles online claims within 10-15 days.
Dear Sir,
My service hasn't completed 5 years. i wanted to take PF Advance (Form-31) Online with the reason of Illness. Amount would be 50000/-. i have submitted my PAN as wel. In such case, TDS of 10% will be deducted or not at the time of releasing the payment?
Dear Ananth.. TDS wont be deducted.
"For the purpose of ‘medical treatment’, the least of 6 months basic wages (or) employee share with interest is allowed as partial withdrawal."
Kindly read : EPF partial withdrawal options & rules..
Thank you.! Sreekanth.
1. If it going beyond 50k only , TDS will be deducted. Am i right.?
2. Will i need to submit 15G ?
i want required pf for medical expenses what can id do
Dear Rajesh,
You can submit part-withdrawal request through online mode or offline mode.
Sir i claim form 31 68J under PARA 5000/- can i repay it or is company deduct my salary
Dear Antony..There is no need to repay EPF advance amount.
I already claim 2000 and it was settld and i again claim 5000 it was under process 5 days
Again can i get amount that
And epf claim is under maintenance showing
How much i get ??emploee share only o what ??
Dear Antony..EPFO online portal has been down due to some tech maintenance, it can be a temporary issue.
Kindly read : EPF partial withdrawal options & rules..
Hi Srikanth,
Yes the claim site is down but you can apply through UMANG Android App.
That is working fine. You can apply from there. Also you can check all details. Chat support is also available.
Thank you
Thanks for sharing this information!
The online claims portal is also functioning now, as confirmed by other blog readers!
Hi Sreekanth
I have withdrawn my PF partially in Nov'2014 for purchasing new flat. Now I want to withdraw again (2nd time).
Is it possible to withdraw PF 2nd time , if so please guide me with sufficient reason.
I have completed 11.5 yrs in job as of now with same PF account.
Regards
Ravindra
Hi Sreekanth,
My parental house needs urgent renovation.Presently I do not have any further eligibility for taking any Home Loan/Personal Loan as i have reached the maximum limit while borrowing a Home loan to buya flat in kolkata.Will I be able to withdraw PF balance for repairing/constructing the parental house since that house is in the name of my father.
Dear Niladri,
I believe that you can not claim partial withdrawal for the said purpose, as per the rule the house should be owned by the EPF member or can be jointly owned (member + spouse) one.
Kindly read : EPF partial withdrawals options & rules..
Dear ravindra,
Is it for the same purpose? If so, then only one time it is allowed.
Kindly read : EPF partial withdrawal - options & rules..
Hi,
i had claim 17000 under para 68J but got only 10000.
is there any rules for para 68J .
Thank you
Akash
Dear Akash.. For medical treatment purposes, partial withdrawal of the least of i) 6 months of basic wages or ii) Employee share with interest is only allowed.
Kindly read : EPF partial withdrawal - options & rules.
Hello Sir,
I have taken partial withdrawal once from my EPF under para 68J. Can I take part of my money once more. Is there any condition for second withdrawal.
Dear Chandra.. There is no limit for number of part-withdrawals for the purpose of medical treatment.