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SWP

Last updated: October 12, 2016

Q & A Forum › Category: Mutual Funds › SWP
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Namakgroup asked 6 years ago
Hi,
If I invest lumpsum amount in balance fund and SWP to equity fund immediately from next month, does the exit load applies? I am talking about HDFC balance fund – equity.
regards
Namakgroup
Question Tags: SWP

1 Answers
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Sreekanth Staff answered 6 years ago
Hi,
Are you referring to STPs ? (Systematic Transfer Plan). Kindly note that STPs or SWPs are treated as normal redemptions. Hence, short term captial gains (if any) are taxed and Exit load (if any) is also applicable.
For SWP/STP/Redemptions on HDFC Balanced fund – Exit Load of 1% if units are redeemed / switched-out within 18 months from the date of allotment is applicable.
Read:
http://www.relakhs.com/mutual-funds-taxation-rules-capital-gains-tax-rates-on-mfs-fy-201516/

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