Review MF investments

Hi, May I know your investment time-frame?

Hi, Hi, STP from a liquid fund to balanced fund can be considered. But, watch out for tax implications, as STPs are treated as normal redemption. If you track the equity markets closely then you may just invest this amount in 2 to 4 installments in the next 3 to 6 months in an equity oriented balanced fund. You may consider HDFC balanced fund instead of Birla fund, if ok.   Related articles : https://www.relakhs.com/best-mutual-fund-scheme-risk-ratios/ https://www.relakhs.com/sip-systematic-investment-plan/  

Hi Sreekanth,  I had made SIP for 5 years in the following funds SBI blue chip ( 8K), Icici pru blue chip ( 5K), Franklin Prima Plus ( 5K) , HDFC balance( 5K). Should i continue them or stop and switch over to some other Also I want to invest 2 lacs Lumpsum. Which is ideal. I have already invested in Franklin Low duration fund in Aug 2017. Time of investment can be long term Please suggest Thanks....Raman    

Dear Raman, Next time when you are posting a query, suggest you to kindly submit it as NEW QUESTION by clicking on ASK QUESTION menu tab. All the listed funds are good ones. If you are investing for long-term, you may opt for either of the large cap ones and divert the SIP amount to one more diversified equity fund or a mid-cap fund. Ex : Birla Equity fund  or  HDFC Mid-cap opp fund etc., Related articles : https://www.relakhs.com/mutual-fund-portfolio-overlap-comparison-tools/ https://www.relakhs.com/best-mutual-fund-scheme-risk-ratios/