Hi ,
I am Hari and 37 Y old.
I had taken Jeevan Saral Ploicy with 35 Years term in Year 2012 and yearly i am paying Rs 72060/- . I had planned all my retirement Plan and children education on this. From few years i am hearing a lot that this policy is NOT worth and LIC donot return mentioned amount as per below reference table. Some of my colleagues suggesting to CLOSE this policy and take investment same in the MFs you will get more.
I am confused. If (Jeevan Sarala) it is not worth then i still have some time to correct . Then choose the correct one for future.
Please suggest me .
1 Answers
Him
LIC Jeevan Saral is an endowment plan. The expected returns from traditional plans like these can be in the range of 4 to 6%.
May I know if you have adequate life cover through a Term insurance plan?
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