Investment Advice in Mutual funds

Hi Sreekanth, Can you please suggest how to invest in mutual funds via online without consulting a broker We have invested in four UTI schemes over the last two years.Investing 2500/- per month in the following funds:-They are:-

1. UTI Transportation & Logistics Fund--GROWTH(Equity)(Invested Val/Market Val):-  57400/64697 12.71% is the gain
2. UTI MNC Fund--GROWTH(Equity)-------------------------------------------------------------:-  57400/64514 12.39%
3. UTI Long Term Equity Fund(Tax Saving)-GROWTH PLAN(Equity)-------------------------------------------:-   57350/63475 10.68%
4. UTI Unit Linked Insurance Plan(Debt)15 yr plan-------------------------------------------------------:-56230/60809  8.14%

i request you to suggest us whether the returns since last two years is good or not. Can we continue in these funds or need to switch over to other funds.If their is a need to switch over the sip's,kindly list them. Kindly suggest how to invest in sip's in online mode.