DWQA User Profile nagarajan.smiles@gmail.comQuestions(2)Answers(0)Posts(0)CommentsDear Sir My bank suggest investment in IDFC Equity Opportunity fund Series 4. Please let me know if I can invest in IDFC fund. Regards shanthiOn Answer for Need suggestions regarding SIP investment (MF Schemes – SIPs)Dear Sir,My father 78 years is a retired government pensioner. He has a fixed deposit of Rs. 5 lacs at 7% intefest in a nationalised bank. With his pension he can manage his expenses. This month is only placed for good returns. Can you please suggest me MF that can yield reasonable returns. The funds can be invested between 3to 5 years. Even after the said period there is no need for this money. Regards Shanthi On Answer for Need suggestions regarding SIP investment (MF Schemes – SIPs)Dear SirToday my bank suggested me of a New Fund Offer from Reliance Mutual Fund RELIANCE CAPITAL BUILDER FUND IV SERIES B. Its a close ended equity Fund in Multi cap.As per your suggestion I have made SIP investments to the tune of Rs. 10000 per month. I have no idea about the above Reliance fund. I am a moderate risk taker. There is no specific goal for this but for getting decent returns. Can you please suggest me if I can do any investment in this. Minimum amount as per scheme is Rs. 5000. Please advise.RegardsShanthi On Answer for Need suggestions regarding SIP investment (MF Schemes – SIPs)Sir,My Query Regarding FD Is As UnderMy Son has Savings Account In A Bank. Account Was recently opened With AADHAAR, Passport And His College Identity Card as proof. Upon attaining major recently this Is the first account opened in his name . He doesn't have PAN no. My query is in the absence of PAN in his name, Can a fixed Deposit be placed in his Account? Further in The Absence Of PAN is there any Limitation in The Cash transactions to be done in his Account Or restriction of Fund Transfer To His Account from my (mother) account in a financial Year.RegardsShanthiOn Answer for Need suggestions regarding SIP investment (MF Schemes – SIPs)Dear Sir,I intend to place a fixed deposit in a bank in my son's account. The amount I place will not attract TDS. I ensure that interest on the said deposit will not cross Rs. 10000 per year. He attained major recently and he doesn't have PAN card. Can I place FD I in his account and if yes upto what amount. Please clarifyRegardsShanthi On Answer for Need suggestions regarding SIP investment (MF Schemes – SIPs)Dear Sir,I Checked In fundoo. Com Website. Portfolio Overlap Among the three Multi Cap Funds Are.1.frankin Prima Plus And Kotak SElect Focus Is 35%2.frankin Prima Plus And L&T Value Fund Is 15%3.Kotak Select Focus And L&T Value Fund Is 33%Is The Overlap % Ok.RegardsShanthiOn Answer for Need suggestions regarding SIP investment (MF Schemes – SIPs)My present MF Portfolio as follows1.Birla sunlife front line equity fund growth direct 1000(1 year)2.Birla sunlife front line equity fund growth direct 1000(3 years)3.Franklin India Prima Plus Fund Growth direct Rs. 2000(3 years)4.Kotak Select focus fund growth regular Rs. 2500 (3 yy)5.L&T India Value fund direct growth Rs. 1000 (5 years)6.HDFC Balanced fund growth direct Rs. 1000 (5 years)Please suggest if my portfolio is OKRegardsShanthi On Answer for Need suggestions regarding SIP investment (MF Schemes – SIPs)Please guide me for my above query On Answer for Need suggestions regarding SIP investment (MF Schemes – SIPs)Dear SreekanthI plan to spare Rs. 10000 per month for SIPS. Per scheme 2500/_per month. I furnished below the schemes. Please suggest if this is OK or you suggest a scheme.Large cap1.Franklin India Prima Plus Fund2.SBI Blue Chop fund3.Kotak Select FocusIn large cap already Birla sunlife front line equity fund growth direct invested for 1000 per month for 12 months4.HDFC Balanced fundOpportunities fund5.Kotak opportunities fund6.SBI Magnum multi cap fund, 7.Birla sunlife advantage fund8.Kotak opportunities fundIn this if found OK you suggest me 5 schemes of 2500per scheme for 3 years period.Please give your suggestion on thisRegards Shanthi On Answer for Need suggestions regarding SIP investment (MF Schemes – SIPs)If you suggest to increase my SIP amount, I can in total spare Rs. 4000 per month. Suggest me schemes accordingly On Answer for Need suggestions regarding SIP investment (MF Schemes – SIPs)To start with I thought of investing for 3 years. Since I am very new to this, it would be better if you suggest me the MF scheme, amount of SIP and the time frame. My only concern is reasonable returns. RegardsShanthi On Answer for Need suggestions regarding SIP investment (MF Schemes – SIPs)Crop
