DWQA User Profile kkrao1987Questions(5)Answers(0)Posts(0)CommentsHi Team, thanks for your replies and below details for your references1: yes! but currently what ever i mentioned i.e. 20K on both children's is what i can invest that to in a diversified mode.2: No i am not planning for any tax purpose, already my 80C is full.3: yes ELSS funds for my retirement plans.4: for phased payouts b/w 5/6 years for education purposes.5: Yes, PPF, ELSS for the retirement goals.let me know your further advises...On Answer for Children education Planning – SuggestionsHi Thank you for your reply,As i said my wife is home maker and i would like to invest some amount on her name in PPF and MF- Elss, whether i can claim / submit the same amount in my income tax returns.? since that investment amount is also going from my taxed salary.On Answer for Whether non working or unemployed can take Term insurance Policy?My wife is not a earning member of my family can i opt for term insurance for her.On Answer for Insurance, Investments & SuggestionsCrop