DWQA User Profile kdbullsQuestions(1)Answers(0)Posts(0)CommentsHi Sreekanth,Please find my responses below.1. Yes, I want to invest 30Laks in an instrument that gives better yield. Please suggest.2. HDFC Life Super Income Plan3. Should I pre-close close Kotak Safe Investment Plan and re-invest at a higher rate of return? I've allocated the following investment percentages, any changes needs?Money Market - 10%Gilt fund - 10%Balanced fund -10%Growth fund -10%4. Kotak Capital Multiplier Plan - term of 15 years and 5 years premium paid. Do you want me to pre-close this and invest elsewhere?5. ING Creating Life Child Protection plan was renamed as Exide Life Creating Life Child plan. It is an ordinary life insurance policy and premium term finishes in 2024 and yearly premium is 10,200 rs.I was recommended all these policies by an insurance agent. Looking forward to your recommendations. On Answer for Need advice on Retirement and financial planningSrikanth,Thanks for your swift reply. Find below my responses.1. Emergency fund corpus is also a FD.2. Since I was outside of India for the last 3 years, I decided park it in fixed deposits.3. Yes, all the policies are in my name.4.- Kotak Safe Investment Plan II (UIN: 107L021V01) - April 2004- Kotak Capital Multiplier Plan-(UIN-107N011V01) - Feb 2010- Exide Life Creating Life Child- Feb 2004- HDFC Life - March 20165. Yes, I have a personal accident and critical insurance plan. On Answer for Need advice on Retirement and financial planningCrop