DWQA User Profile igovardhanbogaQuestions(1)Answers(0)Posts(0)CommentsHi Sree,Thank you very much for your valuable advise and sharing important article readings.1 - After reading the article it seems ICICI is the best option as LIC gives only Flat Death benefit and doesn't consider any riders.In my further analysis ---a. ICICI / Aegon - Covers all Riders i.e. Accidental Death, Accidental Disability, Critical Illness, Waiver of Future Premiums with a annual premium of ~22,000b. HDFC - Covers all Riders except Accidental Death with a Annual Premium of ~13,500Considering Cost, If I go with HDFC, how can I get covered myself under Accidental Death? Is there any other policy available for this?2. No I do not have any health insurance cover at this stage.Please help and suggest the good options including for my wife (27 yrs, non earning member).3. I will be start investing in PPF and RD after that will try to go with Equity, Shares, MF as I have a very limited knowledge on this.Thanks a Ton in Advance!Looking for your advise.GovardhanOn Answer for Need advise on Financial Planning, Insurance, PPFSorry for the trouble in my above question, I tried to post a table which didnt post correctly, please see below.Product Monthly Yearly Maturity Term Int RateLife Insurance 1,000 12,000 Dont know 30 Yrs Dont knowTerm Insurance 3,000 36,000 NIL 30 Yrs NILPost Office PPF 5,000 60,000 ~ 30,37,500 20 Yrs 8.0% p.a.Post Office RD 1,000 12,000 Dont know 7.2% p.a.On Need advise on Financial Planning, Insurance, PPFHi Sreekanth, Also Please advise which Bank has good FD options.On Need advise on Financial Planning, Insurance, PPFCrop
