DWQA User Profile harikc_hydQuestions(10)Answers(1)Posts(0)Commentssir thank you for the reply, but one general doubt for 10 to 15 lacs only i am woried how to pay the non documented value.............how so many people who are buying flats which costs 50lacs 70lacs like that ..in those cases the documented value is around 20lacs then how they are handing over the remaing 30 to 40lacs to the builder in the form of cash as the cash withdrawal is very difficult to that much high values...max per day i can draw is 20k for some it is 1lac , if they draw through cheque also the manager of the bank will ask why u want cash for payments use digital.....even if we say something or the other its not one or two lacs almost half crore how people are dealing with this non documented value i wonder ?On Answer for Layout Land Purchase Real EstateHi Srikanth, there is no switch fee for this and we would like to Reedem and do a new investment in other financial products. Total ULIPS value is around 8 lakhs my plan is 50% of it in FDs, another 50% in Mutual Funds. So my INVESTMENT TIME HORIZON is around 3yrs to 5yrs. When it is Mutual funds , my question is are there any Debt Funds where guaranteed returns are there it can be 7 to 8 % also OK for me , Or do u advice to split the 4lakhs equity and debt mixed mutual funds.Please kindly let me know how to plan it properly for my 8 Lakhs.RegardsHari.On Answer for Birla ULIP – Income Advantage FundCrop