DWQA User Profile TrustQuestions(1)Answers(2)Posts(0)CommentsCouple of things to add - a) I have been investing in this portfolio for the last 1 year b) I do not have a term insurance yet - I intend to purchase one when I visit India next time. I checked with online vendors like policybazaar.com and they have confirmed my physical presence is required to take up a Term Insurance.On Portfolio review – MF SchemesCrop