DWQA User Profile SiriQuestions(2)Answers(0)Posts(0)CommentsSir, I don't have any life insurence but I have personal accident insurence which is iam paying 500per annum to SBI( as bank is giving PAI for 20lak).for retirement goal iam payiing for EPF as iam bank employee. Kids purpose iam paying for sukanya samruddi scheme of rs.50k per annum to both the kids. And we have some FDs. Mutual funds:-- we took 3 yrs locking uti fund as sip per month 3k. And birla sunlife manufacturing fund as SIP 3k per month(one agent suggested).no health insurence planning to take. Buying of house for investment purpose . We have exhausted all our 80c limit.is it Gud idea taking home loan only investment purpose as we r staying in own house(no home loan).On Answer for Financial planningCrop