DWQA User Profile ShivaQuestions(7)Answers(2)Posts(0)CommentsHello Srikanth,I'm 31 yrs old and she is 28 yrs old. We are both are working professional. Expected retirement age 55yrs for me and 40 yrs for my wife. I have my parents who are dependents and no kids as of now.On Answer for Term Insurance PolicyHello Sreekant,I am 31 and planning to accumulate till I reach 50/55 years. This is purely for wealth creation - basic needs at later age and I'm planning for term insurance for risk cover.On Answer for Retirement PolicyHello Srikant,Thanks for your swift response!Are you investing adequately for your important financial goals (ex: Retirement) along with paying EMIs for these three loans? : My investemnets are in NSC, PPF and Mutual funds.Is your spouse an earning member of your family? : Yes she is a working memberAre you planning to convert the plot loan to home loan and construct the house in near future? : This is only for investment and no plans to convert for home loan.On Answer for Loan Management- Home Loan, Plot Loan, Car LoanCrop