DWQA User Profile RonyQuestions(15)Answers(1)Posts(0)CommentsHow about for a sum of 1 or 2 lacs in a balanced fund over a 5 year period? Should such a small amount also advisable to be invested through STP or will lump sum do?On Answer for Lump sum vs sip investment in present scenarioThank you. I read the article that you shared. I am sharing a paragraph from it. Could you kindly explain it with a suitable example?"You need to give importance to both nominal rate of return and real-rate of return. The nominal rate of return gives you an idea of how your money/investment is growing, while the Real Rate of Return tells you how much your purchasing power is growing. The real-rate of returns is a very important factor to watch out for during the ‘Withdrawal’ stage of your retirement."On Answer for SWP – Is it a realistic strategy?Physical.On Answer for Transfer of SharesYes I am aware of the risks associated.Investment objective (apart from tax-saving) will be long term wealth creation.Time-frame: 10 years.On Answer for ELSSCrop