DWQA User Profile DeepakQuestions(4)Answers(1)Posts(0)CommentsThanks for you reply.1)kindly tell what is "auto set up for STPs ".Does mfutility provide this ?2)Do you see any disadvantage of choosing 'SIPs through SWP' rather than 'SIPs through STP ' route.Kindly tell me ,so I can act accordingly.3)Do you see ultra short term debt fund risky for this purpose ?If I have already invested some part into ultra short term fund like" Franklin India ultra short bond fund super institutional plan",Should I redeem it, and invest it into liquid fund for this purpose ?Thanks.On Answer for Ultra short term debt fundThanks for reply.It is SWP because I had to invest in 4 funds with 4 different AMCs.So,Instead of investing into 4 different debt funds, I preferred next 1.5 years SIPs through SWP route rather than STP for my convenience.Investment objective is for 10 + years. But I am hesitant to invest whole amount upto 1.5 years as a lumpsum.So,I decided this.Which option would you suggest for this among above 3 ?Thanks.On Answer for Ultra short term debt fundThanks for reply.Why I was thinking about SWP over becauseIn STP I would have to invest first in 5 liquid funds.Then STP into 5 equity funds.In SWP I have to invest only in one debt fund.And through SWP all SIP's monthly amount would be saved in saving account, Then SIP.I am asking out of curiosity1)What may be your reason to choose STP over SWP ?2)Does every AMC has liquid fund ?Thanks.On Answer for Mutual fundThanks for reply.Portfolio overlapping between 3 ELSS funds is 15%.What would have been your picks in my portfolio ?Thanks.On Answer for Portfolio Analysis and suggestionsCrop