DWQA User Profile AshoktejadevQuestions(1)Answers(0)Posts(0)CommentsThank you very much Sreekanth for your valuable answer.If bankers agree with settlement, I ll go for settlement , But I have once doubt here,I read some forums like once we settle the card , there is no more loans in future like is it true?. If not as per your idea how many months/years will it take to update CIBIL to get loan approval in future. Please Sreekanth guide me on this problemOn Credit card Payment & CIBIL Credit ScoreCrop