Investments other than MFs

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vijaya asked 8 years ago

Are MFs the only sound investments left? What about Gold, Bonds,Property,and FDs? Dr.Vijaya Maharashtra

2 Answers

Sreekanth Staff answered 8 years ago

Dear Dr Vijaya, There are plenty of options available. But, one needs to map the investment products to his/her goals and risk profile. You may kindly go through the below article & you may revert to me with more queries (if any) ; List of Best Investment Options in India

vijaya replied 8 years ago

Dear Sreekanth,
I read the nice article.
Thankyou.

I already invest in :

MFs Debt,Balanced,Equity and SIPs.
Also Bank FDs for Emergencies only.
PPF every year.

Now please advise about the following into which I have not yet ventured
1.Shares
2.Bonds
3.Debentures
4.Gold
5.Postal saving schemes
6.LIC

Buying Real estate is prohibitive for me.

Vijaya
(55 year old Consultant Doctor,No particular financial Goals.)

0 Vote Up Vote Down

Sreekanth Staff answered 8 years ago

Dear Dr Vijaya, As your primary investment objective is to create long term wealth. You can surely consider combination of different assets mix. You may rule out Life insurance plans (especially traditional plans like money-back, endowment etc.,) for long term accumulation. You may venture into Shares, Debentures, Bonds... Personally, I do not like investing in Gold for long term, if it is not for consumption. Kindly read :