Insurance & Investment Planning

Hi Shri and Team. My question is about my brother who is 30 years old. Want your help on 2 main issues related to him. 1) He is thinking of buying a term insurance for himself, and we are confused between HDFC click 2 protect and ICICI iSmart plans. HDFC has recently changed plans and have included many options in TIP which are bit confusing. Please suggest us which would be better. He is does not have any existing illnesss and is non addict. 2) He has around 75 thousand rupees to be invested, for very long term period for his retirement i.e. after 30 years approx. He is working in a company, which provides all PF benefits. Please suggest where should he invest this amount. LUMPSUM? STP? Mutual fund or direct stocks? I was thinking of investing in stock market directly, into good bluechip stocks like Reliance, SBI, LIC, Tata Motors, Maruti Suzuki...with buy and forget for 30 years stategy, and regular monitoring of portfolio. So please advice what would be better for him and if you think investing directly into stock market would be right, suggest some good stocks, we will be investing within a month. He does not have separate PPF account. Thank you.