An EPF (Employees Provident Fund) member can withdraw his/her PF balance partially for different kinds of purposes like ; for purchase of House / Flat, Site, Construction of house, to meet marriage expenses etc.,
An EPF subscriber can also take EPF advance for the purpose of medical treatment of self / family members. As of now, to make a partial withdrawal for medical treatment, a member has to submit a doctor’s certificate (medical certificate) along with the partial withdrawal form.
To add further convenience to EPF subscribers, an EPF member will no longer be required to submit any Medical certificate or any other certificate or document or proforma whatsoever to avail PF advances for medical treatment purposes.
This new guideline has been included and amended under paragraph 68-J or under paragraph 68-N of EPF Scheme 1952.
The EPFO has recently introduced single page Composite Claim Form for full / partial withdrawals. You can use these new forms to take PF advance for medical treatment.
A couple of weeks back, the EPFO has also allowed its members to withdraw up to 90% of EPF balance for purchase of House / flat / site / construction of house.
It is nice to see these new initiatives being taken up by the EPFO but they also need to make sure that their online portals are up and live 24/7 (EPFO UAN based portals have been down due to some technical issues for the last many weeks). Also, let’s hope that EPFO will launch their online PF withdrawal facility soon 🙂
A word of advice ; Your EPF contributions / savings are meant for your retirement (long-term). So, think twice before you withdraw your PF money. Try out all the options and sources to fund your expenses or needs. EPF Partial Withdrawals should be your last resort.
(Post first published on : 28-April-2017) (Source : PIB)
This post was last modified on December 22, 2025 11:09 pm
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Dear Sir, My years of service is more than 5 year. My employee share amount was 150000 Rs. I have already claimed once Advance PF for illness = 6 times my basic monthly salary = 6*10000 = 60000 Rs. through online proess. That is I have already claimed once 60000 Rs out of 150000 Rs my employee share in Dec 19. I received my first claim amount 60000 Rs. Now my Balance in Employee Share is 90000 Rs.
so, my question is :
1) can i once again claim for second time 60000 Rs. advance pf against illness from balance 90000 Rs through online process.,
2) or is it that i have already consumed the option of advance pf against illness on online process, as i have already clamed once advance pf against illness = 6 times my basic monthly salary = 6*10000 = 60000 Rs ( Pls advise ).
3) If i can claim for second time for 60000 rs = 6 times my basic monthly salary = 6*10000 , my question is how much months gap should i keep between 2 claims . My first 60000 rs claim was received in Dec 2019. so when should i Claim for second Advance pf claim.
Please advise Sir
Dear Vinay,
1 & 2 - Yes, can claim again but the amount will be subject to eligibility criteria.
Hello Sreekanth, Wish you happy new year
I have read your replies in this blog reg EPF withdrawals. Appreciate your guidance to all of us.
i have applied for PF advance claim for illness 85000/- (Mom undergoing heart surgery) on 30th dec 2019. My employee share is 250000 with 7 years of epf account. Claim status showing under process.
May i know when will i get the credit and how much
please guide Thanks a lot
Dear Ayesha,
Thank you for the appreciation!
Happy new year to you too!
“For the purpose of ‘medical treatment’, the least of 6 months basic wages (or) employee share with interest is allowed as partial withdrawal.””
May I know, what is your last 6 months basic salary (total)?
The time-line can be around 1 to 2 weeks.
Hi Srikanth,
I have withdraw some amount in the month of Oct 2018.becuase of again Personal commitment.Can i withdraw again.Please advise.
Dear Rohit,
Kindly read : EPF partial withdrawal options & rules..
Hello Sreekanth,
I have submitted my advance claim for illness on 25th Feb 2019. Still the status is under process. Generally it takes 10 day's. Now it's almost 12 day's. Please suggest what to do?
Dear Zunjar,
You may submit your grievance to the EPFO via this link..
Hello Sreekanth,
I have submitted my Advance claim for rupeer 45000/- but I have received 2200. Not sure why they credited 2200 rupees in my bank account. Kindly advise the possibilities.
Dear SHAMEERUDEEN,
“For the purpose of ‘medical treatment’, the least of 6 months basic wages (or) employee share with interest is allowed as partial withdrawal.””
Dear Sir,
I was requested for fund transfer from previous PF account to Present PF account by Form-13 (Online), Employee & Employer Shares are transferred, but Pension Contribution of Rs. 25393 is not transferred from previous PF account to Present PF account,
Kindly suggest what to do for Pension Contribution is not transferred from previous PF account to Present PF account.
Thanking you
Bivash Sarkar
Mob.- 9706794601
Dear Bivash..
Kindly go through this article @ What happens to EPS on Transfer of EPF account (or) when you switch Jobs?
Dear Sir,
When I Want to withdraw my Pension amount in below mentioned situations-
1. Before ten years (If I do not want to continue PF with new job), is a single online apply / claim will enough for withdrawal all Pension amount of all jobs , or have to apply / claim separately for each organization with form 10C for withdrawal all Pension amount of all jobs .
2. After ten years or after 58 years (If I continue PF with new job) is a single online apply / claim will enough for withdrawal all Pension amount of all jobs , or have to apply / claim separately for each organization with form 10C for withdrawal all Pension amount of all jobs .
Please inform / reply.
Thanking you
Bivash Sarkar
Dear Bivash,
1 - If you do consolidation of all your previous EPF accounts (if any) and maintain one active EPF account then one single EPS withdrawal claim (Form 10c) is enough.
2 - You can not withdraw EPS total balance, you need to apply for Pension. Suggest you to kindly go through the suggested link/article in my previous comment.
Hello Srikanth,
I have applied the Partial withdrawal for 4 times it got rejected stating claim form DOJ is mismatch,
i have already raised a greviance on the same info but they are stating we have the same doj as per your employer. when i checked with employer they are stating as the same doj is there what we have in pf portal.
Actually where he problem is while submitting it is showing the same DOJ as per my employer has but after submitting the claim in the claim form it is showing mismatch.
could you please help me on this.
Dear Manoj,
May I know if you have worked for more than one employer?
Did you transfer the funds (recently) from previous employer to latest one?
Kindly check the DoJ & DoE of all your employer(s), if any..
Hi Srikanth,
I am currently working in the same organization from the last 4.5 years,
Initially I worked as a contract for 1.5 yrs I have already withdrawal that amount.
yes, the Same DOJ is reflecting now while applying in the Claim form.
In My UAN I have two PF ids. one is for contract that I have withdrawal already, and the other one is Currently working the PF office is at Gurgaon.
Kindly help me on this one.
Dear Manoj,
Kindly check the DoJ of your EPF ac related to your Permanent Employment.
Kindly follow it up with your employer/EPFO.
Hi Sreekanth,
I have recently claimed PF amount (50% of Employee Share) online (Reason - Natural Calamities) and the claim got settled. post that after 2 days, an amount of 5000 got credited into my Account. Would there be another transaction of the remaining amount?. Could you please help.
Dear Karthik,
I am not sure on the second time credited amount..
Dear sir
My self Bedabrata nath
Sir I want know how can I withdraw my pf amount for illness for my self and my salary is rs 15000.
Sir please reply
Thanks
Dear sir,
I have applied advance Pf claim for illness on 02/01/19.
How many it takes to settled in my bank account?.
Presently it showing under process.
Please support..
Dear Arvind,
EPFO generally takes 10 to 15 business days to settle online claims.
You may also submit a grievance request via this link to speed up the process.