An EPF (Employees Provident Fund) member can withdraw his/her PF balance partially for different kinds of purposes like ; for purchase of House / Flat, Site, Construction of house, to meet marriage expenses etc.,
An EPF subscriber can also take EPF advance for the purpose of medical treatment of self / family members. As of now, to make a partial withdrawal for medical treatment, a member has to submit a doctor’s certificate (medical certificate) along with the partial withdrawal form.
To add further convenience to EPF subscribers, an EPF member will no longer be required to submit any Medical certificate or any other certificate or document or proforma whatsoever to avail PF advances for medical treatment purposes.
This new guideline has been included and amended under paragraph 68-J or under paragraph 68-N of EPF Scheme 1952.
The EPFO has recently introduced single page Composite Claim Form for full / partial withdrawals. You can use these new forms to take PF advance for medical treatment.
A couple of weeks back, the EPFO has also allowed its members to withdraw up to 90% of EPF balance for purchase of House / flat / site / construction of house.
It is nice to see these new initiatives being taken up by the EPFO but they also need to make sure that their online portals are up and live 24/7 (EPFO UAN based portals have been down due to some technical issues for the last many weeks). Also, let’s hope that EPFO will launch their online PF withdrawal facility soon 🙂
A word of advice ; Your EPF contributions / savings are meant for your retirement (long-term). So, think twice before you withdraw your PF money. Try out all the options and sources to fund your expenses or needs. EPF Partial Withdrawals should be your last resort.
(Post first published on : 28-April-2017) (Source : PIB)
This post was last modified on December 22, 2025 11:09 pm
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hi ,
I had applied pf advance for illness, on 9th October 2018, claim settled in 12th October, and the amount deduct from my passbook on 12th October 2018, But today 13 October 2018, deducted amount back on my passbook again, and still in uan claim is settled showing. Please reply ASAP
hi, I applied for EPF advance on September 8th. until yesterday the status is shown as "under process" and sanction amount as "N/A". today its showing status as "Status not available" and sanctioned amount as "Rs. 35000". I am confused if the amount is approved or not. If approved may I know how much time will it take to get credit?
Hi, I applied for MY SISTERS Illness amount of Rs. 30000/- on 24-Sep-2018 and status is still showing as Under Process, kindly confirm how much time does it take to get the amount.
20000 0nly
27th September advance claim(for Illness) done online but till now showing under process, plz help.............
Dear Santu,
Looks like the EPFO is going slow in processing the Sept Claim requests.. similar queries have been submitted by few other blog readers as well.
Ideally, EPFO takes 10 to 15 business days to process online claims.
Thank You so much Sir,.....I'm still waiting for this....Have a nice day Sir...
14th September advance claim done online but till now showing under process, plz help
Dear Mousumi ..Looks like the EPFO is going slow in processing the Sept Claim requests.. similar queries have been submitted by few other blog readers as well.
Ideally, EPFO takes 10 to 15 business days to process online claims.
Hi, I applied for Illness amount of Rs. 30000/- on 17-Sep-2018 and status is still showing as Under Process, kindly confirm how much time does it take to get the amount.
Dear Apurva,
Online claims are generally settled within 10 to 15 business days..
Hi Sreekant !!
I applied for 30K Medical Advance but only 4.8k was transferred-which was the balance at my present company's employee contribution balance.
Later I understood my previous account was not transferred-that's why the balance might not have reflected.I did request from my previous to previous employer-where my major portion PF was stuck--and proceeded with an online transfer requested-which got approved and the balance was also reflecting in my present organization's pf balance.
Post that I applied again for 30k as that was required--My PF balance(employee contribution only) standing at 95k+ --however the same was rejected posting no reason at all.
Can you please tell me the reason-what can it be? I am unable to understand as for medical tenure of service is not required at all. Really in need of the same but unable to proceed,
Dear Sudipto,
For the purpose of ‘medical treatment’, the least of 6 months basic wages (or) employee share with interest is allowed as partial withdrawal.”
Suggest you to kindly submit your grievance to the EPFO and inquire about the reason .. through this link..
I did apply for the same..but less than 6 months basic wage/emp share...Do you mean I should apply for the total...but then the interest goes on increasing..how do I calculate that
Dear Sudipto,
Even if you apply for the total, the EPFO will follow the above mentioned clause and credit you with the eligible claim amount.
Kindly submit your grievance to them and check if the transfer of PF funds happened correctly or not.
hi ,
I had applied pf advance for illness, on 9th October 2018, claim settled in 12th October, and the amount deduct from my passbook on 12th October 2018, But today 13 October 2018, deducted amount back on my passbook again, and still in uan claim is settled showing. Please reply ASAP
hi am sathish pf advance in illness how to limit in pf advane
Hi Sreekanth
I have applied for PF advance for Illness and the status online suddenly changed to status not available. When I check my PF passbook, the amount shows as deducted. Do I need to wait for sometime now? What actually does that mean?
Dear Purbasha,
This can sometimes happen due to technical glitch (temporary).
Kindly check the claim status after sometime.
If the status is 'settled', you will receive the amount within 2 to 5 business days.
Hi Sreekanth,
How much percentage we can claim as advance for illness ?Do we required to submit any related documents?
Dear Arun,
For the purpose of ‘medical treatment’, the least of 6 months basic wages (or) employee share with interest is allowed as partial withdrawal.”
As per the last EPFO's notification, no documents need to be submitted ..
Hi Sreekanth,
I applied for EPF advance withdrawal for my father health issues,first time i applied for Natural Calamities,but this time i have applied for my father health issues,but they are not approved since 20 days,what should i do,please help me on this.
Dear Viswa,
Why natural calamity?
You may submit your grievance to the EPFO online..click here..
Wrongly selected,but second time applied correctly,till it is pending status.I registered grievance in portal,i got message like "It is informed that the member claims in F/31 not received by this office till date"
Dear Viswa,
If this is done through offline mode (thru employer) then kindly check with your employer. Else, you may have to wait for some more time..
Dear Srikanth,
I have transferred the amount from previous employer to current employer,the claim status is showing "SUBMITTED",how many days its take to transfer.
Dear Viswa,
Can happen within 1 to 2 weeks..
Hi Sreekanth
I have submitted PF transfer request,they have approved both employer and PF office,but the amount was not reflected in EPF passbook,how many days it will take to reflect in passbook...
Dear Viswa ..Can take anywhere between 10 to 15 days.
Related article : What happens to EPS on Transfer of EPF account (or) when you switch Jobs?