Portfolio review and suggestions

Q & A Forum › Category: Investments › Portfolio review and suggestions

tushar asked 8 years ago

Hello Sree, Thanks for the helpful information to us... Can you please review and suggest changes for my portfolios(started in August 2017): Fund SIP SBI Bluechip 4k L&T India Value 2.5k Mirae Asset Emerging 2.5k Franklin India Smaller Companies 1.5k HDFC Balanced 10k DSP BR Tax Saver 5k My Goals: 5 yrs (from now) to repay home loan early retirement planning(20 yrs from now) Also, i have a short term goal - 1 year for marriage(4-5 lacs). I have additional corpus currently to invest 4-5 lacs. Can you suggest investment option(FD/RD/Funds) for this as well please?

1 Answers

0 Vote Up Vote Down

Sreekanth Staff answered 8 years ago

Hi, Your portfolio looks fine. For a short term goal - You may consider investing in an Arbitrage fund for just over 1 year, as the gains are tax-free if held for min 12 months. But, dont expect returns of more than 5 to 7%. You can also have a look at Ultra Short term Debt funds. Kindly read : https://www.relakhs.com/best-arbitrage-funds-returns/ https://www.relakhs.com/retirement-planning-calculator-3-easy-steps/ https://www.relakhs.com/investing-mutual-funds-paying-home-loan/

tushar replied 8 years ago

Thanks a lot!
This greatly helps!