Hi Sree,
Need your help on Tax planning.
I am Sheetal (Age 29) having CTC of 7.7L pa. Till today I have done the following investments:
- LIC Policies: From Sep - 2013
- Jeevan Saral (SA - Rs. 3.75L, Premium - Rs. 18,015/- for 20yrs)
- Jeevan Anand (SA – Rs. 3.0L, Premium – Rs. 12,460/- for 25 yrs)
- Mutual Funds: From Apr – 2014 (Rs. 1000/- for each per month)
- HDFC Top 200 Fund - Growth
- ICICI Prudential Focused Bluechip Equity Fund – Regular Plan
- HDFC Mid Cap Opportunities Fund – Growth
- Birla Sun Life MNC Fund – Growth Regular Plan
- Franklin India Smaller Companies Fund - Growth
- if there is any need to Switch the MF plans taken.
- Plans to invest in ELSS (Rs. 1000/- for each plan, max. 5)
- Where else I should invest to save Tax
1 Answers
Hi Sheetal,
May I know few details;
- Do you have any family member(s) who are financially dependent on you? and/or Do you have any financial obligations to meet?
- Do you have health insurance cover?
- Do you have personal accident insurance cover?
- What are your Financial Goals & investment horizon of your MF Portfolio??
- Are you planning to invest in 5 ELSS funds Rs 1k each or is it for 5 years?
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