Need suggestions regarding SIP investment (MF Schemes – SIPs)

To start with I thought of investing for 3 years. Since I am very new to this, it would be better if you suggest me the MF scheme, amount of SIP and the time frame. My only concern is reasonable returns. Regards
Shanthi

If you suggest to increase my SIP amount, I can in total spare Rs. 4000 per month. Suggest me schemes accordingly

Dear Sreekanth

I plan to spare Rs. 10000 per month for SIPS. Per scheme 2500/_per month. I furnished below the schemes. Please suggest if this is OK or you suggest a scheme.

Large cap
1.Franklin India Prima Plus Fund
2.SBI Blue Chop fund
3.Kotak Select Focus
In large cap already Birla sunlife front line equity fund growth direct invested for 1000 per month for 12 months
4.HDFC Balanced fund
Opportunities fund
5.Kotak opportunities fund
6.SBI Magnum multi cap fund
, 7.Birla sunlife advantage fund
8.Kotak opportunities fund

In this if found OK you suggest me 5 schemes of 2500per scheme for 3 years period.
Please give your suggestion on this
Regards Shanthi

Please guide me for my above query

My present MF Portfolio as follows
1.Birla sunlife front line equity fund growth direct 1000(1 year)
2.Birla sunlife front line equity fund growth direct 1000(3 years)
3.Franklin India Prima Plus Fund Growth direct Rs. 2000(3 years)
4.Kotak Select focus fund growth regular Rs. 2500 (3 yy)
5.L&T India Value fund direct growth Rs. 1000 (5 years)
6.HDFC Balanced fund growth direct Rs. 1000 (5 years)

Please suggest if my portfolio is OK

Regards
Shanthi

Dear Sir,
I Checked In fundoo. Com Website. Portfolio Overlap Among the three Multi Cap Funds Are.
1.frankin Prima Plus And Kotak SElect Focus Is 35%
2.frankin Prima Plus And L&T Value Fund Is 15%
3.Kotak Select Focus And L&T Value Fund Is 33%
Is The Overlap % Ok.
Regards
Shanthi

Dear Sir,
I intend to place a fixed deposit in a bank in my son’s account. The amount I place will not attract TDS. I ensure that interest on the said deposit will not cross Rs. 10000 per year. He attained major recently and he doesn’t have PAN card. Can I place FD I in his account and if yes upto what amount. Please clarify
Regards
Shanthi

Sir,
My Query Regarding FD Is As Under

My Son has Savings Account In A Bank. Account Was recently opened With AADHAAR, Passport And His College Identity Card as proof. Upon attaining major recently this Is the first account opened in his name . He doesn’t have PAN no. My query is in the absence of PAN in his name, Can a fixed Deposit be placed in his Account? Further in The Absence Of PAN is there any Limitation in The Cash transactions to be done in his Account Or restriction of Fund Transfer To His Account from my (mother) account in a financial Year.

Regards
Shanthi

Dear Sir

Today my bank suggested me of a New Fund Offer from Reliance Mutual Fund RELIANCE CAPITAL BUILDER FUND IV SERIES B. Its a close ended equity Fund in Multi cap.

As per your suggestion I have made SIP investments to the tune of Rs. 10000 per month. I have no idea about the above Reliance fund. I am a moderate risk taker. There is no specific goal for this but for getting decent returns. Can you please suggest me if I can do any investment in this. Minimum amount as per scheme is Rs. 5000. Please advise.
Regards
Shanthi

Dear Sir,
My father 78 years is a retired government pensioner. He has a fixed deposit of Rs. 5 lacs at 7% intefest in a nationalised bank. With his pension he can manage his expenses. This month is only placed for good returns. Can you please suggest me MF that can yield reasonable returns. The funds can be invested between 3to 5 years. Even after the said period there is no need for this money. Regards Shanthi

Dear Sir My bank suggest investment in IDFC Equity Opportunity fund Series 4. Please let me know if I can invest in IDFC fund. Regards shanthi