Need advice on tax planning

Hi Mr. Sreekanth, I am a NRI working in Middle East for some years. I intend to return back to India in 2018 for good. All of my savings are in NRE account. Just before returning to India, I want to legally transfer my savings from my NRE account to my family members (mother, mother-in-law, brother-in law, sister and myself) so as to reduce the incidence of income tax. I want advice from you regarding this process, so that the transfers can be done in a proper legal way and they can return me the money on demand. I am looking your advice mostly on the income tax perspective and less on the recovery ways. I am looking for a foolproof means of transfer so that later I may not run into questions from the tax people. From the transferred amount, each of the family members will do some bank FDs and my sustenance will be from the FD interest. Being conservative, mutual funds are less of my interest and I will not qualify as a RNOR upon my return. Regards.