Mutual Fund Equity Portfolio advice required

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[email protected] asked 9 years ago

Dear Sir, I have 3 Lacs lump-sum amount with me, want to invest in MF. After reviewing your suggestion on various post, I've decided to invest 3 lacs into liquid fund and from there STP to various funds. Need your expert guidance! Large - BSL Front Line Equity(1000) Multi - ICICI Pru value Discovery fund(1000) Balanced - HDFC Balanced fund(1000)(Eq. Oriented) Balanced - HDFC Balanced fund(1000)(Debt Oriented) Mid/Small - DSPBR Micro Cap fund(1000) Regards, Arun

4 Answers

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Sreekanth Staff answered 9 years ago

Hi, Your portfolio looks fine. May I know your investment time-frame? What is HDFC Balanced - Debt oriented fund, (scheme name?)..

[email protected] replied 9 years ago

Long term duration 10 Yrs +
Balanced –Birla SL MIP II Wealth 25 (Debt Oriented).
Is it Ok or need to change the funds. Kindly suggest.

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Sreekanth Staff answered 9 years ago

Hi.. Looks fine! You may allocate slightly higher amount to Diversified equity fund and/or Small cap fund , as you have a longer investment horizon.

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Jeevan answered 9 years ago

Dear Sreekanth, I have invested in multiple MF's and now I have started making a STP from my liquid funds to equity or Mid-cap or others. I have observed that my consolidated Annualized returns rise and fall.(it was 14% before demonetization and 8% after that. which is now grown back to 10%) So would it be good idea to book profits, by moving the profit from Equity/ Mid-cap to Liquid in one-go (and keep the STP - so as to keep regularly investing into equity/ mid-cap) thanks Jeevan

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Sreekanth Staff answered 9 years ago

Dear Jeevan, Kindly post the above query as a new Question by clicking in 'Ask Question' in top menu bar. Thanks!