MF Investment assisatnce

Hi, Thank you for reading my articles. You may consider opting for a Balanced fund instead for a 5 to 7 years investment horizon. Read: Best Balanced funds.  

Hello! Thank you for the prompt reply. Actually I thought that Balanced funds gives less returns as my intention was to accumulate wealth.

1. My age is 35 years and I for my age what is your suggestions?

      2. Should I continue with SBI Blue Chip and ICICI Pru value discovery       3. If you suggest balanced funds which among these : HDFC, SBI or ICICI should I go for. Regards D Sharma  

Dear Mr Sharma,
I have suggested balanced funds after considering your investment horizon which is around 5 years. If your time-frame is more than that then you may surely add a Mid-cap fund to your MF Portfolio.
SBI Blue chip & ICICI funds are good ones.
Balanced funds : My pick would be TATA balanced or HDFC balanced funds.
Read:
http://www.relakhs.com/top-best-balanced-mutual-funds-returns/
http://www.relakhs.com/best-mutual-fund-scheme-risk-ratios/
http://www.relakhs.com/top-15-best-mutual-funds-schemes-2016-sip-lumpsum/

Dear Sreekanth, Thank you for your reply. I will go for HDFC Balanced fund or TATA Balanced fund.  Since you also suggested a Midcap fund, can I go for Mirae Asset Emmerging Bluechip fund? Please suggest 2 or 3 good Midcap fund. I have gone though your blogs, but it gives a list of 5/6 funds. Regards D Sharma

Hi, Mirae is a good fund. HDFC Mid-cap opportunities is also a decent bet. You may compare Fund A Vs Fund B on parameters like Returns, Risk ratios (already shared the link in my previous comment) & Portfolio overlap. Read: MF Portfolio overlap analysis tools.

Dear Sreekanth Thanks for your assistance and time. Regards D Sharma

Dear Sreekanth, As a regular follower of your blogs I first convey my sincere regards for your help in my investments. kindly guide me which fund to pick between Mirae assent Emmerging blue chip and DSPBR Micro Cap. Regards D Sharma

Dear Mr Sharma, Kindly note both are decent ones.  If we compare on Risk parameters, for some ratios like Standard Deviation Mirae fund outscores DSP fund. But on other few parameters DSP fund outscores. From returns viewpoint, DSP has performed slightly better than Mirae fund. But do note that Mirae fund is more of a Mid-cap oriented and DSP is mostly skewed towards Small cap. If your time-frame is really longer period, you may consider DSP fund. Else, consider Mirae fund. Read: http://www.relakhs.com/best-mutual-fund-scheme-risk-ratios/

Dear Sreekanth Thanks once again for your assistance. That is indeed very helpful. Warm regards D Sharma