Does market affect debt fund too?

Q & A Forum › Category: Investments › Does market affect debt fund too?

Dipa asked 9 years ago

Hi i want to do lumpsum investment in debt fund. I just wanted to know if we invest in lump sum should we see the market status to know is that the right time to invest or we can invest in debt fund in debt fund anytime ? i have chosen few funds : 1) BSL MIP II wealth 25 2) ICICI Pru MIP 3) SBI Mag MIP Floater kindly tell me are these funds good or should i change them?

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Sreekanth Staff answered 9 years ago

Hi, May I know your investment objective(s) and time-frame? Related reading : https://www.relakhs.com/investment-planning-investment-plan/ https://www.relakhs.com/debt-funds-types-benefits-risk-vs-return/

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Dipa answered 9 years ago

Hi i want invest for 4-5 years. And goal is wealth creation.

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Sreekanth Staff answered 9 years ago

Hi, Out of the three shortlisted funds, ICICI's and SBI's MIP funds are Conservative ones. Birla fund is an Aggressive one. You may consider investing in these funds. Suggested reading : https://www.relakhs.com/best-monthly-income-plans-india-mutual-funds/

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Dipa answered 9 years ago

Thanks for the reply but you didn't tell me does market status affect debt fund investment?

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Sreekanth Staff answered 9 years ago

Yes, definitely affects.. Kindly read : https://www.relakhs.com/macro-economic-indicators-india/